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Illinois became the first state in the country to make significant changes to rules regarding individual retirement savings plans (IRAs) for small business workers. The policy changes are expected to have a positive impact on the saving capabilities of the everyday employee, while also protecting companies and states from getting sued, according to the Chicago Tribune.

Currently, about half of U.S. states are considering adopting similar legislation, which at its core will simply make it easier for small businesses to help their employees save for retirement without a great deal of paperwork and formalities. Right now there approximately 68 million workers without access to employee run retirement plans, such as a 401(k).

U.S. Secretary of Labor, Thomas Perez, applauded the state’s efforts as well as the corresponding proposed rule change the Department of Labor itself released at a conference in Chicago on Monday, Nov. 16, according to the investment and financial news source ThinkAdvisor.com.

“Too many people are on the pathway to poverty because they will be solely reliant on Social Security,” Perez said.

Perez also called the changes, “another plank in the economic security platform that President Obama and this administration have been building to help create new savings options, ensure workers are getting sound retirement advice, and bolster bedrock programs such as Social Security.”

The issue is not really relevant to big corporations as most offer extensive, and often lucrative, retirement options. Unfortunately, about 50% of workers in the private sector are employed by one of the nearly 28 million small businesses in the U.S., according to the U.S. Small Business Administration. Many of these smaller companies don’t have the means or incentives to offer such services.

These changes mark a turn as states have been reluctant to attempt any changes for fear of being sued through the Employee Retirement Income Security Act, which puts the U.S. Department of Labor in charge of regulating retirement plans.

Under the new changes employers will be allowed to automatically enroll employees in IRA plans, so long as they are voluntary and have the option to opt out.

While the entire world is on high-alert in light of recent terrorist attacks in Paris, a misunderstanding at a Chicago airport has left many wondering where the line should be drawn between security and discrimination.

According to the Daily Mail, two Palestinian men were waiting to board a flight from Chicago to Philadelphia in Midway International Airport on Wednesday when fellow passengers overheard them speaking Arabic.

The two men, Maher Khalil and Anas Ayyad, were simply a pizza shop owner from Philadelphia and his friend who were conversing in their native language. A gate agent informed the friends that they would not be allowed on the Southwest flight because passengers feared for their safety.

Khalil immediately called airport security himself to rectify the situation, and after the two were questioned by police, they were finally allowed on the plane.

Unfortunately, the incident didn’t end there. Passengers made Khalil show them the contents of a white box he was holding as he boarded the plane. The box held only some delicious Greek desserts.

“So I shared my baklava with them,” said Khalil.

Similar incidents occur on a regular basis, but the recent tragedy in Paris has left many to assume the worst in airports. An average of eight million people fly every single day, and the likelihood of some passengers speaking Arabic or other Middle Eastern languages is extremely high, which makes detaining every single one of them a questionable tactic.

According to Yahoo! News, there have been several instances of discrimination in airports since the Paris attacks. Midway Airport was the site of another misunderstanding in which six men identified by fellow passengers as Middle Eastern were removed from a Southwest flight after they asked to switch seats, which caused widespread panic and commotion.

In another incident, a Spirit Airlines flight en route to Minneapolis was diverted after a young passenger “heard what she believed to be a conversation during which the subject made a remark about blowing up the plane,” which was later found to be a false claim.

As for the misunderstanding involving Khalil and Ayyad, Southwest Airlines said in a statement that the flight departed after airline employees “completed conversations with customers who approached us during the boarding process.” The company provided no further details on the incident.

Illinois residents already know that their state is one of the most bicycle-friendly states in the country, and a couple new improvements aim to increase support for even more people to grab their bikes and head outside.

The first update, as reported by the Chicago Tribune, is that the pavement is finally down for the bicycle path on Washington Street (located between Atkinson Road and the College of Lake County). Drivers and bikers have been eagerly awaiting the finished project ever since August, and it looks almost complete — the only thing left is to remove the orange cones.

Bikers are welcome to visit www.lakecountypassage.com to see a live-traffic video feed of the path — and maybe be the first ones to spot when the orange cones are gone!

Next up, the public advocacy group the League of Illinois Bicyclists has officially renamed its organization as “Ride Illinois.” According to the group’s president, “Our organization made a bold decision to seek out a new name that would appeal to a wide audience and align them with our mission — a name that would inspire everyone to get on a bike and Ride Illinois.”

And last but not least, the fourth annual Illinois Bike Summit at the iHotel in Champaign was recently held on October 28, 2015. Around 300 people attended and there over 30 speakers and 15 seminars. If you happened to miss the summit, which is sponsored by Ride Illinois, be sure to catch it next year! By that time, you might just be seeing one brand-new bicycling innovation that was a hot topic in this year’s summit: battery-powered e-bikes.

The updates all follow Mayor Rahm Emanuel’s completion of 10 miles of protected bike lanes in Chicago, according toDNAinfo Chicago. Considering that Americans take an estimated nine million bike trips every single day, and that Illinois has a large population of avid bicyclists, it’s not surprising that Emanuel stated he hopes to construct an additional 50 miles of protected bike lanes.

For the No. 2 Most Bike-Friendly City in America (as named by Bicycle Magazine), there are sure to be plenty of additional bike updates in the near future.

The widow of late actor Robin Williams has opened up to reporters about her husband’s suicide last August, and she says that depression wasn’t the culprit.

Robin Williams had been diagnosed with Parkinson’s disease a little over a year before he decided to take his own life. According to his wife, Susan Williams (née Schneider), the actor was suffering from Lewy body dementia, which is often comorbid with Parkinson’s disease and other brain disorders.

After Williams’s suicide, rumors swirled about why the funnyman had killed himself. But his wife told ABC in an exclusive interview that it wasn’t depression, which most people blamed, nor was it a resurgence of Williams’s former drug and alcohol addiction.

In fact, the actor, who was a Chicago native, had been sober for eight years, and his autopsy revealed neither drugs nor alcohol in his system.

Lewy body dementia, also called dementia with Lewy bodies (DLB), can change one’s thinking and reasoning. According to the Alzheimer’s Association, it can also cause alternating confusion and alertness, visual hallucinations, delusions, trouble interpreting visual information, and nervous system malfunctions.

All of these issues occur when the disease begins killing the outer and mid-layer brain cells and distorts the surviving cells in brain structures known as “Lewy bodies,” reports Mic.com.

Many people already experience trouble sleeping at night. Research shows that lying awake for periods of 15 to 20 minutes or more can prolong sleeplessness and lead to problems like insomnia. DLB has even more serious consequences than dragging the next day due to lack of sleep. The Alzheimer’s Association explains that patients who suffer from this condition are also prone to acting out dreams, sometimes violently, as the result of rapid eye movement (REM) sleep disorder.

Memory problems and Parkinson’s symptoms are can also occur with DLB, the latter of which can have debilitating effects and impair movement.

As for Williams, shortly before his death he had been experiencing severe stomach pains and digestive problems along with sleeplessness, said his wife.

The numerous symptoms of DLB resulted in her husband’s death, said Susan Williams.

“It was not depression that killed Robin,” she told People magazine. “Depression was one of let’s call it 50 symptoms and it was a small one.”

Chicago is in the middle of an affordable housing crisis, but developers have been flooding into City Hall lately hoping to get around a new law which would require them to set aside units for low-income families.

The legislation in question went into effect on Sunday, Oct. 11; according to DNAinfo Chicago, it’s intended to promote more affordable housing options in affluent Chicago neighborhoods. The Chicago Business Journal reported that the law was passed by Chicago’s City Council this past March, and it involves heavy financial penalities for developers that fail to incorporate affordable housing units into new housing developments.

At the time the law was passed, there were around 618,000 new single-family housing units being built across the country, and several cities have struggled to ensure that enough affordable housing options are built for low-income residents.

Chicago, in particular, is now requiring that developers set aside 10% of their units to be rented or sold at below-market rates, and it only applies to developments with 10 or more units. If developers fail to do so, they face a penalty of at least $100,000. In certain downtown areas of the city, the fine could be as high as $200,000.

This new requirement is a big change to Chicago’s affordable housing legislation, but lawmakers did write up a caveat: developers could abide by the 2007 version of the law — which didn’t require a certain percentage of low-income units — if they submitted their projects to the City Council by its Sept. 24 meeting and have their project approved within nine months (i.e., before June 2016).

Unsurprisingly, there was an influx of activity at City Hall at the end of September; the Chicago Business Journal stated that residential development applications increased by 46% between August and September, due to the deadline.

City officials and developers are still pretty divided on the issue. While city officials hope to encourage more diversification in the city, many developers have argued that construction costs are far too high in a city like Chicago to justify building new low-income units.

The Home Builders Association of Chicago, for example, filed a lawsuit against the city this past August for “improper taking of private property for public use without proper compensation.”

Three years ago, Roosevelt University decided to build a 32-story, $123 million skyscraper residence on its downtown Chicago campus; since building the giant dormitory, South Loop Tower has become a student hub for living, studying, and socializing.

It has also become the center of Roosevelt’s financial woes, according to a new report from the Chicago Tribune, which described the building on South Wabash Avenue as “more like a millstone than a monument to Roosevelt’s educational mission.” The building was reportedly a “pet project” of former Roosevelt president Charles Middleton, who started planning the South Loop tower back in 2002 and retired this past June.

Since building South Loop, Roosevelt hasn’t been able to pay off its construction loans. Interest payments have “ballooned” for the private nonprofit university, and tuition revenue has fallen much shorter than what school officials had predicted back in 2009.

The school is now struggling to stay on track of its debt payments, which make up a whopping 11% of the school’s operating budget; the Tribune reported that this is “nearly double the typical debt burden at financially healthy universities.”

The 6,000-student college, according to American School and University, is expected to be drowning in debt for the fifth year in a row. Salary increases for staff members have been frozen, the school’s administration department is looking to lower its spending, and the school’s new president Ali Malekzadeh is left to clean up the mess.

Roosevelt justified the South Loop tower with predictions from finance officials, back in 2009, that the school would see a $40 million increase in tuition revenue by 2014. Considering that Roosevelt’s average tuition for full-time students is around $26,000 per year — just slightly lower than the national average of $31,000 for the 2014-2015 school year — one would think that the school would be able to pay back its debts.

In reality, the school’s tuition revenue only increased by $5 million.

Officials expected the new dormitory to bring more full-time students onto the campus, and full-time enrollment did increase — just not quickly enough. There are twice as many beds available on Roosevelt’s campus now than there were in 2002, but student enrollment stagnated shortly after construction began in 2009.

Although enrollment is continuing to grow slowly, many Roosevelt University students and staff members are wondering whether it will be enough — or whether that 32-story tower will be considered the beginning of the end for Roosevelt.

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