When it comes to keeping your home in top condition, having reliable and skilled home maintenance experts on call is essential. From plumbing contractors to HVAC companies, these home maintenance experts …
When it comes to maintaining a comfortable indoor environment, having reliable heater technicians and HVAC services is essential. Whether you need a new air conditioning installation, furnace repair, or simply regular …
When it comes to maintaining or replacing the roof of your commercial property, finding the right roofing company is crucial to ensure the safety and integrity of your building. In this …
When you found your web design or digital marketing business, you might wonder how you will provide all the services the typical client asks for when they hire an agency. Will …
When you found your web design or digital marketing business, you might wonder how you will provide all the services the typical client asks for when they hire an agency. Will you need to partner with other firms, sub-contract, or simply tear your hair out trying to be all things to all people? The answer is none of the above.
You need all of those SEO services, too. That means you need to hire some agency to do it for you or you must do it all yourself. You smartly choose a white label SEO professional, so you leverage their services for your own business, and you can resell its services as your own. The term white label means services you can legally re-brand to sell as your own products.
Wireless connection futuristic concept
How do you choose the right white label SEO provider?
Plugging the term white label SEO provider or white label SEO professional or SEO reseller plans into Bing or Google simply provides a lengthy list from which you must choose. Choosing an SEO reseller service can seem complex. Okay, it is complex but knowing what to look for can help you make an intelligent choice. The following 16 items will help you discern a good white labeled SEO company from the great ones. Using these criteria as a guideline and choosing SEO reseller programs that fulfill all needs lets you pick the company that will best serve your needs and those of your clients.
Look at the strategy methods used. Can the white label SEO program improve your rank on the search engine results page (SERP) in less than two months?
How change adaptable are the provided services. Will the SEO reseller proagram cause problems when Bing or Google makes a change to its algorithm?
Metrics measurements. You should not need to wait to see your SERP rank change remarkably to know it improved. The right white label SEO service provides metrics.
businessman hand working on modern technology
Variety and specificity of reports. An SEO campaign requires extensive reports that simply and efficiently explain the effectiveness of the campaign. Your white label SEO firm should provide a variety that addresses all needs.
Training so that more than SEO experts can use the products. The great white label services provide you with webinars and video training, so you can learn the products. You can pass these same products on to your clients.
The services help you set and attain business goals. Determine if the company’s products help you attain short- or long-term business goals or both.
Examine the company’s financial stability. You need to know if the company will stand the test of time. You need the products you offer to stick around so you can continue to use them and offer them to clients. Choose a proven, longstanding white label firm.
Touchscreen Technology
Company culture compatibility. Do you agree with the company culture of the private label SEO programs? Can you work effectively within their way of doing business? If you expect 24/7 customer service, but the white label firm lives on proverbial island time, you won’t work well together regardless of how well-made their products are.
Immediacy and quality of communication. You need a white label service provider that quickly addresses questions and helps problem-solve. This eradicates confusion. Does the SEO reseller plan provide for direct communication, or do they shop it out to a third-party service? You need a white label SEO company that can have an actual expert answer the question, not a customer service representative read off of a script.
Technological progress and update frequency. Consider how effectively white label SEO programs update their products. If it has been in business for five years and still has an app or web app that’s version 1.0, you skip that service. They should update their products as frequently as Google and Bing update their algorithms. They should also provide an easy to use white label SEO dashboard.
Examine work samples and publicly listed clients. You should be able to examine actual work samples and see how effectively their SEO products function. Plug the client’s names into all of the major search engines to compare their effectiveness.
Review their site restorationpolicies. You need to know that you and your clients can reliably access the website and its services. How quickly do they restore a crashed site or service.
Does the service provider offer both types of keyword research? You need to be able to conduct both standard and competitor-based research easily. The best providers offer both and make them easy and intuitive to use.
How easy is it to build backlinks? The white label SEO provider you choose should provide methods for making quality backlinks at a diverse array of sites. Ask to see samples of the backlinks they have created for clients. Check when these projects were completed. As algorithms change, so does rank. Plug those clients’ names and keywords into Bing and Google to see how effectively the backlinks work. Did the service do something to mitigate the algorithm change? Ask.
What payment options do they offer? Since it is white label SEO, this decides what you can offer. Even if you offer PayPal on your site, if the white label service doesn’t, then you’re stuck not accepting PayPal for the white label services.
Here’s a 16th item that many overlook. Do your personalities mesh well with theirs? Do the people who work with you at your company get along well with the people working for the white label service? Discuss this privately with your employees or partners before deciding on a private label SEO program.
Choosing white label SEO resellers can help you jumpstart your own digital services agency. You only need to choose rightly. That sounds easier than it is. You do have copious amounts of variables to consider.. Although you would re-brand the services, you need to get along with their people. You will not fix the website when it goes down. They will. You won’t answer the client’s question. You will ask them and then pass along the answer. You need to ensure they provide fantastic customer service and that your people get along with their people. Conflict between the two companies or between your customers and their products or services can cause you problems.
Unlike being a renter or a tenant of someone else’s property, being a homeowner means that you get to make all of the decisions about how to spruce up your home. …
Unlike being a renter or a tenant of someone else’s property, being a homeowner means that you get to make all of the decisions about how to spruce up your home. Whether this means painting your walls, fixing your pipes, or decorating your lawn, the choice and decisions are up to you. While this gives you the enormous upside of freedom, it also creates the downside of having to be responsible for all this maintenance (and paying for it too).
Some people put off maintenance or improving their homes because they simply cannot afford to hire someone else to do it. This is understandable, but also incredibly frustrating if you have been wanting to spruce up your home for a long time. Lots of homeowners even know how to do specific things (such as painting, carpentry, or more), but don’t have tools available that they can use or afford to rent. So what’s a homeowner to do in these situations? A couple of volunteers from Chicago, IL may have come up with the perfect solution.
In this article, we’re going to talk about the unique volunteer organization that is the Chicago Tool Library. Far from simply allowing people to borrow and donate tools, they have provided a free option for people to spruce up their homes with all the free time that they’ve had during the COVID-19 pandemic. From high-skilled tools (like a power saw) to low effort (such as a hammer), the Chicago Tool Library has been a way for homeowners and makers to come together to get assistance, share tips, and help each other out. The inspiration you glean from their organization can also help you to make your own home the grand place you’d like it to be.
What The Chicago Tool Library Does And How You Can Learn From It
In the history of amateur volunteer organizations, The Chicago Tool Library holds an interesting place. Founded just before the start of the COVID-19 pandemic by Tessa Vierk and Jim Benton, it has become a space for community members to borrow tools for up to seven days at a time. It’s almost like a public library, but with a focus on hammers and screwdrivers instead of literature. Here, you can find kitchen cabinet installation tools or wood planers to help even out boards. Indeed, they have quite a large selection to choose from.
What makes the vast inventory even more unique is the fact that more than 90% of the tools have been donated by community members. The Chicago Tool Library posts a list of tools that it would like to have/needs, and anyone can donate to them at will. Since many of the tools are in perfectly fine condition (but have been neglected in a garage or basement somewhere), the fact that they find new use is a win-win for everyone. Much like donating to Goodwill or the Salvation Army, items that have no use to one person can be an incredible gift to another.
Despite the pandemic, 2020 was apparently a banner year for The Chicago Tool Library, with lots of people utilizing the service and kitchen items being a big hit. Everything from tortilla presses to ice cream machines seemed to be in play, and the future doesn’t show any signs of slowing them down. Since they operate on a true library model (access over ownership), this allows many people to be exposed to tools or appliances that they otherwise would have never known about. Perhaps inspiring some DIY mentalities in formerly reluctant homeowners.
To become a member of The Chicago Tool Library, citizens can query a sliding membership scale program to see what works best for them. Membership has ranged from $350 a year to $3, whatever the library deems fit for the individual. Since more than 80% of the members are from Chicago ZIP codes (a city of 2.7 million people), the founders consider it a success. You can learn more about them at chicagotoollibrary.org, and expand some of their ideas into how you’d like to spruce up your home as well.
Quarantine Cleaning (Let Your Space Shine)
One of the easiest ways to spruce up your home without even attempting to use power tools is to do a little bit of spring cleaning. Even if it’s way past spring, you can rebrand it as “quarantine cleaning” and blame your clean house on the pandemic. By getting rid of items you no longer use, you’ll create space in your house that’s already there but not being used efficiently. By this, we mean more than just taking out the trash and dusting up (although that does help immensely).
Going through your entire home and deciding if you really need something or just want to have it out of habit can be an eye-opening event. You may start to decide that you don’t listen to record albums anymore, or wear flannel. While some people throw out these items, it may be more practical for you to donate them or sell them for profit. If you really just want to be rid of them and have created quite a mess, you may even have to hire a trash removal company to put a bin in your front yard to throw your excess trash into.
Hiring a trash removal company to give you space may also benefit some of your home improvement projects that you’re thinking of undertaking. When you spruce up your home (especially with tools), you tend to create quite the mess. Instead of making endless trips to the dump or overloading your garbage cans, you can conveniently put it all in one bin and then have them haul it away in one fell swoop.
Small Steps To Inch Your Kitchen Toward A Five-Star Eating Space
Having an amazing kitchen that one can actually cook gourmet meals in is usually listed as one of the dreams of many homeowners. While you’re probably not going to be ripping up countertops or replacing dishwashers, you can attempt whatever you want in your own home. Many people start by replacing old electrical sockets, doing basic tiling, or other small projects that only require manual tools. Your comfort and skill level will obviously dictate what you gravitate towards. These may seem like small things, but if they make your kitchen more functional and beautiful, then you will be truly getting towards a five-star eating space.
You may be able to learn how to install relatively simple things, such as microwaves or faucets, on YouTube or other learning platforms, but it’s probably best to leave the installation of gas grills to contractors. In the same way that if your pipes are clogged it’s better to leave the sewer and drain cleaning to a professional so you know it’s done right. Much can be done on your own, but some things are better left for the professionals.
Making Your Restroom Relaxing
Bathroom remodeling is almost always on the “to do” list of homeowners because everyone wants a clean bathroom that is actually relaxing. From finally revamping your shower head to replacing the cabinet doors on your medicine chest, lots of little small projects add up toward a better bathroom that will spruce up your home. After all, the other word for it is “restroom,” right?
Other simple projects that you may want to include could be: installing a new mirror (seems difficult, but isn’t), finally getting a new toilet paper holder, putting down new rugs or tiles, or replacing the bathroom door/knob. Many people have bathroom doors that don’t lock and privacy is an integral part of using a bathroom. By fixing these small things, you’ll be able to finally do your business in a comfortable space and spruce up your home instantly.
Don’t Neglect The Inner Workings Of Your Home
It can be tempting to simply focus on the rooms of your home as improvements, and not your whole home as a holistic space. You probably haven’t given a thought to your air conditioning system or water pipes in a while, since a professional was able to check on them. While it’s still recommended that a professional perform HVAC repair, there are things you can do to help stop incidents from happening.
Replacing furnace filters, administering water tests, or simply checking on the system as a whole is more than most homeowners do. In a manner of speaking, it is a hidden way to spruce up your home, because it functions better. Performing some basic research on the specifics of the inner workings of your house can lead you to do some basic adjustments (often with a wrench, screwdriver, or other manual tools) that may drastically improve the longevity of your home’s inner workings.
Outdoors And More
When it comes to the outdoors of your property, there are ample areas to spruce up your home. Whether this means planting a garden or calling up pool repair services will depend on what’s on your property, but don’t neglect the outdoors. In fact, if you’re having trouble dealing with the indoor sections of your home, you may find it easier to deal with the outdoors instead. Anyone who takes the time to arrange brick mosaics, install solar-powered walkway lamps, or figure out how to place a fountain just right will find their efforts rewarded.
Another small thing that you may notice is your garage door being in cosmetic disrepair. If this is from mold or mildew, you can always rent a pressure washer and spray it away. If that’s not an option, you may also create a solution of vinegar and water to try and make it go away. Finally, you might simply want to paint over it with a new, industrial paint that will impress even the overhead door company (when they eventually come to check on it). Of course, this all goes out the window if you have a carport or other storage space for your automobile. Do what works best for your home!
Last (But Absolutely Not Least): Check The Roof!
Last, but certainly not least, try to inspect your roof for damage so that you’re aware of it. We can’t advise repairing your roof yourself in good conscience, but you can certainly have a qualified contractor come out to tell you whether you need a legitimate re-roofing service (because your roof is in such poor condition) or whether it can be patched up in some way. The answer may lie somewhere in the middle, and there may be low-cost solutions to help keep a roof over your head when it matters most.
In these challenging financial times, many people are hurting for both work AND money. So in the situation that you cannot repair your roof yourself and require residential roof installation from a company, you may be able to arrange a situation in which you get a large discount, or take longer for the work to be completed. Although it isn’t always the most efficient way to spruce up your home, sometimes it needs to be done.
Humans Help Each Other (It’s What We Do)
Man times, in this larger than life world of ours, we can be overcome with despair and hopelessness on what seems to be happening around us. From our outdated infrastructure to our seemingly fractured political system, it can seem like when you wake up in the morning that there is no way to fix anything. That if you try anything, someone will deem you a fool or tell you that it’s not worth it to try. Yet that’s simply not true, and the Chicago Tool Library is simply one of many examples of people helping each other get through hard times.
Humans are social animals, and that should be apparent to anyone who has spent time in a community of any size. Whether we live in large cities or small towns, humans want to be around each other to help, discuss, and collaborate together. This is no less apparent than the various home building organizations such as Habitat For Humanity or Homes For Heroes. It simply feels good to get out of ourselves and help someone else for a while. If only for selfish reasons, it gives us a break from our problems to help solve somebody else’s.
In these ways, you should recognize that the despair of living is more than likely only a temporary thing. It ebbs and flows like the seasons, getting hot at some moments while cooling down at others. So never forget that it’s always worthwhile to start organizations that help people, no matter how specific. The Chicago Tool Library was there to help you spruce up your home when you couldn’t hire anyone or possess expertise. Just think of what YOU could start, if you really put your heart into it. Let that be the statement that guides you every day when you wake up.
Many worthwhile charitable organizations exist. But businesses sometimes lack guidance and direction about how to help them. Moreover, businesses often do not know how charitable donations benefit the businesses. Some of …
Many worthwhile charitable organizations exist. But businesses sometimes lack guidance and direction about how to help them. Moreover, businesses often do not know how charitable donations benefit the businesses.
Some of the obstacles businesses face when making charitable contributions include:
What qualifies as a charity for purposes of business donations?
How can a business identify the best use of its business donations?
What type of business donation can be made?
How much can be donated?
What benefit can the donor realize?
When does the business donation need to be made?
Here are some ways for businesses to think about their business donations to create the greatest good this year:
Are Nonprofit Organizations the Same as Charities?
Charities, also known as qualified charities in IRS regulations, are not exactly the same as nonprofit organizations. Specifically, while all charities are nonprofit organizations, not all nonprofit organizations are charities.
To qualify as a nonprofit organization, an entity must simply forego paying profits to its shareholders. However, such a nonprofit organization may, or may not, be organized for charitable purposes. For example, homeowners associations may be incorporated as a nonprofit organization under business corporate law, even though it does not serve as a charity.
Under the IRS’s regulations, some of the types of organizations that can be incorporated as a nonprofit include:
Homeowners associations.
Social welfare organizations.
Volunteer fire departments.
Labor unions.
Chambers of commerce.
Child care organizations.
Public charities, including churches and religious organizations.
Private foundations.
Non-charitable organizations can still organize as a nonprofit. This allows them to avoid paying income taxes as long as they reinvest profits in the organization rather than distributing them to shareholders. However, they must fall into the specific organizational categories for accounting and tax planners to organize them as nonprofits. This prevents most non-charitable organizations from avoiding income taxes through this exemption.
Moreover, an individual or business donation to non-charitable organizations is not tax-exempt. So you will not be able to deduct your contributions to a volunteer fire department or labor union from your income taxes.
Types of Charities
Most charities fall under the last two categories — private foundations and public charities. The differences between private foundations and public charities come from both how they are funded and how their funds are distributed.
Public charities usually:
Raise funds from individual and business donations.
Are governed by a diverse group of directors.
Use funds to support the charity’s own activities.
Private foundations usually:
Raise funds from a closed group of donors, like a family.
Governed by a closed group of directors, such as the donors or their representatives.
Distribute funds in the form of grants to charities.
Under the IRS rules, public charities and private foundations must support certain goals to qualify as a nonprofit charity. The organization’s goals must be:
Religious: Churches (regardless of religion) fall into this category.
Charitable: Anything that promotes the general welfare. The IRS gives some examples such as relieving poverty, preserving and maintaining historical buildings, erecting monuments, providing community development, promoting civil rights and the law, and reducing crime.
Educational: Public or private schools fall into this category. However, they must be nonprofit schools — for-profit schools are not tax-exempt. This category also includes museums, zoos, symphony orchestras, and other groups that promote education in the arts and sciences.
Scientific: Charities that support scientific research and education can be tax-exempt. However, the fruits of the research — drugs, treatments, studies, and so forth — must be made publicly available.
Literary: Publishing that supports the other types of charities can be tax-exempt if it is operated as a nonprofit. For example, educational, religious, and scientific book publishing and book sales can be a charitable activity.
Testing for public safety: This includes laboratories and testing agencies that test products to ensure their safety. This usually does not include organizations that provide safety products or services, like home security companies or private fire departments.
Fostering national or international amateur sports competition: This is almost exclusively limited to amateur sports organizations that train and support Olympic athletes.
Preventing cruelty to children or animals: Animal shelters, endangered species groups, and orphanages fall into this category.
Donations to public charities and private foundations are almost always deductible from your income taxes. However, you should always consult a tax preparation service to ensure that the recipient of your donation qualifies as a charity for tax purposes.
In-Kind Donations
One great way of helping charities without donating cash is to make an in-kind donation. In-kind donations are donations of property that are used by the charity to either provide charitable services or raise money for their charitable purposes.
For example, donating company vehicles when you replace them has many benefits including:
Eliminating waste: Rather than scrapping vehicles that still have useful life, you can donate them to charity.
Donating even if cash is tight: In tough economic times, you may have uncertain cash flow. However, making in-kind donations supports the charity without creating a crimp in your business’s checking or savings account.
Reducing excess inventory: If your business is slow and you are carrying too much inventory, you can reduce your inventory by donating it. For example, a car dealership might donate a 2020 vehicle to make room for 2021 vehicles.
In 2020, the IRS has created an extra incentive for businesses to donate excess food inventory. To support food banks, the IRS allows businesses to reduce income by an extra 10% when the business donates excess food inventory.
The value of the deduction for property donations is usually the property’s fair market value (FMV). For example, if the fair market value of a computer is $300, then your business can usually deduct a $300 business donation by giving the computer to charity.
However, there are a couple of exceptions to this rule.
If your business is organized as a pass-through tax entity, like sole proprietorship, partnership, limited liability company, or S-corporation, your deduction is limited to your cost basis of the property rather than the FMV of the property.
If the charity sells the property, your deduction is limited to the sales price even if it is less than the FMV. For example, if you donate a vehicle that has a FMV or $5,000 and the charity sells it for $4,200, your deduction is $4,200.
The FMV is based on the condition when you give it. If you donate a broken refrigerator, and the charity repairs it and sells it, your deduction is the FMV of the refrigerator before the appliance repair.
Donating Services
Donating services is a good way to contribute to charity without reaching into your pocket and donating cash. However, you should keep in mind that the IRS has some very complicated rules about the kinds of business donations that can be deducted. Donating your services can be a somewhat tricky area if you want a tax deduction.
Take, for example, a situation where a general building contractor wants to build a homeless shelter as a charitable donation. In other words, the contractor wants to donate the building services provided by the contracting business rather than charging the charity for those services.
This kind of business donation would be welcomed by the charity. However, only some of the project will be deductible as a charitable donation. Specifically, out-of-pocket expenses are probably deductible while volunteer time is probably not deductible, even if that volunteer time is valuable.
Materials that the contractor donates will be deductible. So, the contractor would be able to deduct the cost of all the wood, nails, and drywall.
Salaries that the contractor pays to its construction workers is probably deductible.
Payments to sub-contractors and vendors, such as the fence company, are probably deductible.
Mileage to and from the job site is probably deductible.
The value of the contractors own time is probably not deductible. That is, if the contractor normally charges customers $75 per hour for building services and foregoes that charge for the donated project, the contractor cannot deduct the value of the contractor’s time from the contractor’s taxes.
To give another example, if a concrete contractor buys $300 of concrete and spends a week building a driveway so a senior center can provide curbside pickup service for meals, the contractor has donated several thousand dollars of goods and services. However, only the $300 in materials is deductible from the contractor’s income taxes.
Documenting Your Donations
If you plan to deduct your business donations from your taxes, you need to document them thoroughly. Clear and accurate documentation will help you to:
Remember to include your deduction when you prepare your taxes.
Correctly claim your deduction on your taxes.
Justify your deduction if the IRS audits your tax records.
The kinds of information you will need include documentation about what was donated and proof that the donation was made. The information you will need to provide the IRS includes:
The name and address of the charity.
The date and place of the donation.
A written description of the donation.
An acknowledgement of the donation from the charity.
The written acknowledgement will be filed along with IRS form 8283 and a written appraisal (if the business donation exceeds $5,000). This filing will be attached to your regular annual tax return.
Timing of Donations
The timing of business donations is important for a few reasons:
Donations are welcome at any time of year, but around the holidays, charities are often overwhelmed by demand for their services. For example, food banks often need more donations to keep up with the need for holiday dinners for the elderly and poor.
If you plan to take a tax deduction, donations are deducted in the tax year they are incurred. Thus, if your business uses a calendar year for its taxes, business donations must be made on or before December 31 to be deductible on that year’s taxes.
Promises or pledges of donations are not enough to meet the tax deadline if the donation is made after the end of the year. Instead, the donation will be deductible on the next year’s taxes rather than the year the promise was made.
Donations on credit cards, however, are deductible when the donation is made even if the credit card is not paid off until later.
Amount of Donations
Overall, Americans donate about 2% of their income to charity. Business giving is much higher. American businesses donate about 6% of their income to charity.
Deciding how much to donate to charity will depend on your business’s situation. However, you must stay in business for the sake of you and your employees. So you should be mindful of your cash flow and reserves when you donate.
Also, remember that charitable donations are, at best, 33% deductible. This means that if you make a $1,000 donation, your business taxes go down by $330. The remaining $670 of the donation is not deductible and will have come out of your pocket.
Non-Deductible Donations
To do good, your business donation does not need to go to a charity. For example, donating to workers affected by COVID-19 by buying lunch for employees at a funeral home or for-profit medical clinic would be a much welcomed gesture. Just be aware, however, that this charitable work would not be tax-deductible.
Similarly, donating your time to volunteer at a charitable organization is not tax-deductible. This should not discourage you from volunteering if you can. Studies show that volunteering provides many benefits to volunteers including:
Improved mood: Volunteering gives a sense of purpose and reduces depression.
Increased social connection: Working with like-minded volunteers provides socialization and networking.
Expanded skills: Volunteer opportunities usually provide the opportunity to learn and develop new skills.
Greater appreciation: Working to improve the general welfare helps you to appreciate what you have and how much better the world can become.
Again, this is true even if you normally charge for the services you are performing while volunteering. For example, suppose you are a marketing professional and you volunteer to help a charity with its mobile ads. Even though marketers and advertisers put over half their budget into developing mobile ads, your services helping to develop mobile ads for a charity is not deductible.
Choosing a Charity
Picking a recipient of your business donation should begin with your priorities. You should donate to a charity or cause that you are passionate about. Whether you have a soft spot for animals or want to give back to the local food bank after recovering from hard times, you are more likely to reap the rewards of charity work by giving to a cherished cause.
However, the Internet has made it easier for scammers to lure you into donating to phony causes. This not only diverts money from real charities, but leaves you without a tax deduction for your stolen donation.
Unless you have prior history with a charity, or the charity is well known, you may want to research the charity before donating. Some resources for researching charities include:
IRS: The IRS keeps a list of all tax-exempt public charities and private foundations.
Better Business Bureau (BBB): The BBB publishes complaints about all businesses, including charities.
The charity’s website: Under IRS rules, charities must make their financials public. Klonopin https://www.glenerinpharmacy.com/buy-klonopin-clonazepam-online-2-mg/ affects the receptors of gamma-aminobutyric acid (GABA), Most charities publish them on their websites. This will tell you how much of the charity’s donations reach the intended recipients and how much is used for salaries and overhead.
Business donations are an essential source of funding for charities. They can also provide a substantial tax benefit to your business. Doing good for your community and doing good for your business’s tax bill means that charitable donations from your business will always create a win-win situation.
With the news that a COVID vaccine is on the way, people in Chicago and throughout the country are trying to prepare. With 2.7 million people living in Chicago, there are …
With the news that a COVID vaccine is on the way, people in Chicago and throughout the country are trying to prepare. With 2.7 million people living in Chicago, there are certain concerns about availability and distribution of the vaccine.
Before panicking or latching on to rumors, get the facts about the vaccine. It is understandable that there is a lot of anxiety, with healthcare concerns running high, but having accurate information will serve you and your family better.
First of all, the authorization the Food and Drug Administration is considering is an emergency one, which means that the vaccine will be targeted for vulnerable communities. This will not be the wide vaccine distribution many people are hoping for, not yet at least. There will simply not be enough of the vaccine initially.
Second, this is not the only vaccine. There are more still being developed, with the potential for approval. The priority now is getting something out to protect the people who need it the most and try to stem the horrifying tide of COVID-19’s spread.
Third, the vaccine requires two doses, so that cuts the potential vaccinated group in half. For every 100,000 doses produced, 50,000 people can get vaccinated. Since this is a problem that is in the millions, it will be quite a while before we see mass distribution of those two doses.
Those are the broad strokes. Here are 4 more specific things you should know about the COVID vaccine before it arrives.
1. Setting Priorities
One of the most important things that states need to do ahead of the vaccine being released is set appropriate priorities. This will be crucial, especially for vulnerable communities.
The Centers for Disease Control (CDC) expects the vaccine to be in short supply for several months, meaning that initially it will largely go to the most vulnerable populations. States will be encouraged to follow the CDC guidelines for distribution. Illinois already has said it plans to adhere to that guidance for distribution.
The top of the list will be the front-line healthcare workers who have been in harm’s way since the beginning of this pandemic. With those workers coming into contact so frequently with people who have COVID, their healthcare concerns make the top of the list.
Right after them, however, are those who live in senior housing. Seniors are at very high risk if they get the disease, so vaccinating them is an extremely high priority. These two groups were recommended as the top priorities by a 13-1 vote by a government advisory panel.
When it comes to healthcare workers, doctors, nurses, therapists, emergency services personnel and even janitors working in hospitals are all at very high risk. More than 230,000 of them have gotten COVID-19 and, unfortunately, more than 800 have died. With hospitals still overwhelmed, there are fears those numbers could get worse if those workers are not swiftly vaccinated.
Everything from your local urgent care center to major hospitals are feeling the strain right now and it could get worse thanks to people traveling for holiday celebrations. A crucial part of the deployment of the vaccine will be addressing the healthcare concerns of these workers so they can continue the heroic effort they’ve been undertaking to battle the disease and treat patients.
The situation in assisted living centers is similarly grim. While just 1% of the U.S.’s population lives in a senior community, those facilities account for 8% of COVID-19 cases here. Even more horrifying – assisted living centers account for 40% of the deaths from the disease, a truly ghastly figure to contemplate.
That’s why they will be next in line after healthcare workers to receive the vaccine. Stopping the skyrocketing numbers among seniors is of crucial importance if the country is going to get the spread of the disease under control. With the figures still growing, the vaccine will be desperately needed among this vulnerable population.
2. What About the Rest of Us?
So what happens to the rest of us? Even if we are not healthcare workers or seniors, there are many people with healthcare concerns relating to the disease. Many people are still at high risk, even if they are young and don’t work in a hospital. For example, anyone with a pre-existing condition is already at elevated risk should they catch the disease.
This is made more challenging by the lack of a cohesive national policy regarding the virus. States have not collaborated on measures such as closing businesses, shutting down schools or enforcing mask wearing. This has allowed the virus to continue to spread, even when some states have taken stricter measures.
With each state making its own rules and choices, the response to COVID-19 has been scattershot at best. With the vaccine, states are being required to send a distribution plan to the federal government, however. The CDC has provided guidelines for distribution.
However, the reality is that most of us will simply have to wait. With those two critical communities still facing unprecedented risks and healthcare concerns, it will be up to the rest of us to continue to hold tight as other vaccines are developed and perhaps distributed as well.
Some of the next in line, however, include essential workers. These are the folks who have had to continue doing their jobs even as the pandemic worsened. They include people like delivery drivers and supermarket workers.
However, once again the states will get to decide. In some places, a disability advocate may argue for certain populations over others. For example, Colorado wants to give vaccines to ski industry workers, as they live in shared housing. The priorities and risks facing the workers in each state may help determine how prioritization for the vaccine shakes out.
There are so many industries and workers that people may forget about when thinking about who is next in line for the vaccine. Should dentists get it next because their patients can’t wear masks while undergoing treatment? Will podiatric care be deemed more or less risky than other types of care?
This remains unclear, but it may boil down to healthcare concerns rather than industry. Sadly, there won’t be enough of the vaccine for all of those front-line healthcare workers initially, so even though they are the highest priority overall, there will even be tiers within that group. For example, older healthcare workers or those with pre-existing conditions may jump to the head of the line even among their healthcare colleagues.
The Advisory Committee on Immunization Practices has not yet said who will be next in line after the two most vulnerable populations. However, they will have to meet again soon to discuss the distribution of the vaccines, made by Pfizer and Moderna, and the healthcare concerns of the general public.
There are some contenders for next in line. This includes people like teachers, firefighters, and those with underlying healthcare concerns. People handling, producing, or transporting food may find themselves on that list as well, but it is important to remember that all of this information remains speculative for the time being. There is simply too much that is not known. The first doses going out are considered “emergency use,” so general use is not yet on the docket with the crisis still ongoing.
Ultimately, what this means for most of us is that we should not anticipate getting vaccinated any time soon. Some experts believe the general public may see wide distribution of a vaccine in spring, but that is still an uncertain timeline. Until then, it’s crucial everyone does their part in helping to slow the spread. Even with a vaccine, there will be many, many people still left at high risk.
3. Medical Offices Preparing
Distributing the vaccine will not be as simple as just lining people up and giving them a shot. For one thing, there is a waiting period between the doses. A patient must get one shot, then wait three or four weeks before getting the second dose.
A larger issue is that our healthcare facilities are already overwhelmed by this disease. There may be places that need dramatic medical office renovations simply to accommodate patients, let alone to try to distribute a vaccine. With demand for the vaccine anticipated to be very high, hospitals, urgent care centers and other medical facilities will likely have to adjust on the fly to meet demand.
If you happen to have a hand in running any such facility, it is probably better to get on top of any changes or repairs like this as soon as you can. Demand will only get more intense as the vaccine becomes more widely available, so if you need HVAC services or roof repair, you will want to take care of that before things get even more chaotic.
It isn’t even just the big things that healthcare facilities should be thinking about. Cleaning staff may be among the first who can get vaccinated and they have a big job ahead of them. Disinfecting and general cleaning are crucial tasks during this time, with everything from marble cleaning to dusting to wiping down the windows becoming a far higher priority than usual. There could be healthcare concerns for those arriving at a facility to get their vaccine, so disinfecting and cleaning should be a priority for these facilities.
4. Preventing Spread
What should we do in the meantime? One of the most important things is simply preventing the spread of COVID-19.
Unfortunately, even with a vaccine coming out, many of those with healthcare concerns will remain at risk for some time as doses get distributed in order of priority. This means that masks and social distancing will remain a crucial tool is limiting the spread of the disease.
It is understandably difficult for businesses to operate with these kinds of restrictions. Some in business law have sought out ways to make their operations as safe as possible while still working within the restrictions and guidelines. However, some states have still shut down in order to stop the rapid spread of COVID-19.
The same goes for apartments and living spaces of all types. Whether you are a building contractor or a resident, things have changed for all of us. We may not be communicating as much or as freely with our neighbors. We may feel cooped up and bored and restless. However, staying inside and wearing a mask when we must leave the house will help those most at-risk of dying from the disease.
The restrictions are burdensome for many, from businesses losing revenue to ordinary people just hoping to find a sense of normalcy again. However, the emergency vaccine shows just how serious the healthcare concerns around this virus are. Two extremely vulnerable populations may get vaccinated soon, but there will still be millions and millions of people at risk.
It isn’t clear just how long we may need to wait for a more widely distributed vaccine that can offer more protection to more people. In the meantime, many live with the burden and fear of healthcare concerns related to COVID-19. In Chicago and throughout the country, most of us are simply hoping for a way to stop the disease in its tracks and try to heal some of the damage it’s done.
Even though the vaccine is limited at the moment, the announcement of a vaccine is still good news for the country. Front-line healthcare workers and seniors will get those early doses, but this is the beginning of us truly getting this pandemic under control. Those with healthcare concerns, a business losing revenue, or other issues may understandably be frustrated by the news, but this is a hopeful sign for the country.
The wait will not be an easy one. However, if we can stick to social distancing and other precautions, we can help the vaccine do its work protecting those vulnerable populations. Other companies are still rushing to develop their own vaccines to meet the tremendous needs of the country. We can only hope we will hear more good news in the near future. Until then, stick to the facts and keep yourself and your loved ones safe.
Winter in Chicago can be unpredictable, and that is putting it lightly. Occasionally, temperatures may climb in the winter months, luring residents and visitors alike into a false sense of security. …
Winter in Chicago can be unpredictable, and that is putting it lightly. Occasionally, temperatures may climb in the winter months, luring residents and visitors alike into a false sense of security. Then, just as quickly, temperatures may plummet as low as negative 24 degrees Fahrenheit — a typical temperature in late January. Further, according to The Economist, “the strong breezes whipping off a part-frozen Lake Michigan” can make negative 24 degrees Fahrenheit feel closer to negative 54 degrees in Chicago.
The dizzyingly flighty winters in Chicago leave a lot up to chance. One thing is certain, however. Homeowners need to be prepared for dramatic temperature shifts, unrelenting storms, and lots of wind, ice, and snow.
For the utmost preparedness, refer to the ultimate winter home maintenance checklist below.
Tackle HVAC Repairs
When checking items off this winter home maintenance checklist, it is important to prioritize repairs accordingly. Use your discretion, but remember ensuring that you have adequate heating in your home during winter may be the most important step of all.
Follow these steps to ensure your heating is in working order:
Schedule an inspection. Ideally, you should schedule maintenance on your heating, ventilation, and air conditioning (HVAC) system twice per year, once in spring and once in fall. If heater repair is necessary, take care of it now, before the cold sinks in.
Test it out before the brunt of the cold hits. According to Popular Mechanics, it is advisable to turn on the heat at least three times before winter. That will help you determine if it is working properly and help you identify any potential problems. If you smell burning, for example, turn off the unit and thoroughly clean it. Often, dust builds up after months of disuse. Removing the dust prevents fire hazards.
Change air filters. Swap out filters every three months at a minimum. Change them more frequently to reduce seasonal allergies or if you see your heating bill climb without good reason.
Check the chimney (if applicable) and carbon monoxide detectors. Dirty, untended chimneys with a lack of airflow can pose a serious problem, risking carbon monoxide leaks inside your home. Schedule an inspection before winter. Test carbon monoxide detectors. Replace batteries if necessary.
Winterize the rest of your home. An HVAC system can easily become overstressed without adequate insulation. Add insulation in attics and crawlspaces, use weatherstripping on doors and windows, and install a programmable thermostat for maximum efficiency.
Heating should be the first item on your winter home maintenance checklist. Remember that “winter cold kills more than twice as many Americans as does summer heat,” according to USA Today. Your life may not be on the line, but adequate heating is necessary for your comfort and good health.
When you need air conditioning options for your home, it may make sense to consider commercial HVAC installation. In some situations, you can be ok with purchasing air conditioners at lowes hardware and installing them yourself. However, to keep your entire home cool, it’s likely that you’ll need a full air conditioner and ventilation system. Working with a professional HVAC tech can help ensure that you have the correct ac heating and cooling unit for the size of your house, the number of rooms, and the way that you use your home.
If your home is uncomfortable throughout the year, it may be time to look into an air conditioning ventilation system. Whether you need air conditioning options for one room or for your entire home, a skilled heating and cooling company can help you evaluate the situation and then install a system that’s the right size to keep you and your family comfortable throughout the year. Reach out to a local heating and cooling company to learn more about the best options today, whether you need one ac unit or to heat and cool your entire home.
Maintain Garage Floors
Without adequate preparations, your garage floor is vulnerable to damages during the winter — and that brings us to item two on the ultimate winter home maintenance checklist. To avoid costly repairs and time-consuming fixes, get your garage floor ready for winter. Here is how it is done.
Deep clean your floor. Before anything else, clean your floor and clean it well. Sweep your garage floor with a wide push broom. For the best results, this should be part of your regular routine. Sweep garage floors at least once per week, or more often if necessary. Apply a cleaner to the floor, and let it sit for 10 to 15 minutes. The Art of Cleanliness notes that it is important to never let cleaner dry on your floor. After letting the cleaner sit, scrub the floor and thoroughly rinse it.
For a much faster cleaning process, use a pressure washer but proceed cautiously. If at all possible, use an attachment specifically for cleaning floors and surfaces, and test the settings on a small area first.
Apply a protective coating. A floor with an air-tight seal, like an epoxy garage floor, can make a tremendous difference, especially in winter. Avoid cracks, fissures, and rock salt stains by applying an epoxy coating on top of a clean concrete floor. Epoxy floors look sharp and resist damage from flooding, chemicals, stains, impact, and heavy equipment.
Caring for your newly sealed floor. Epoxy floors are simple to care for. Sweep floors semi-regularly, and periodically rinse floors with mild soap and water to keep them looking like new. That’s all it takes.
Deicing fluids, rock salt, and excessive moisture from melting snow can cause lasting damage to your garage. Prevent this deterioration by maintaining and winterizing your concrete garage floor.
Invest In A Quality Fence
If you wish to install a new fence or fix an existing one, do it before winter is well underway. Why should a fence be at the top of your winter home maintenance checklist? It is important to install fence posts before the ground freezes, and the right fence can even provide some shade to help lower heating bills and protect delicate HVAC parts from freezing over during winter.
Fences do not last forever. On average, fences last 15 to 20 years. If your fence shows blatant signs of wear, install a new one as soon as possible. When shopping for a fence replacement, consider what types of fencing will hope up best during Chicago’s frigid winters.
Cedar does not warp or shrink when exposed to the elements, Bob Vila writes. It does, however, wear over time. The unseen parts of the fence rooted in the soil are the most susceptible to wear. To enjoy the benefits of cedar without the downsides, install a reinforced, concrete base to help it last longer.
Vinyl requires very little maintenance and new vinyl fences are much more durable than older types. Newer varieties stand up to pressure and can withstand impact.
Now is the optimal time to install a new fence. The weather is cool and, if you act fast, you can install new fencing before the ground freezes.
Make Time For A Roof Inspection
Like heating, your roof needs to be at the top of your winter home maintenance checklist.
If your roof fails, it could lead to a costly repair or necessitate replacing your roof altogether — and that is nothing to balk at. According to Home Advisor, “Nationally, the average homeowner spends about $8,069 to install a new roof, and most spend within a range of $5,352 and $10,842.”
The far wiser and more prudent course of action is to schedule a yearly roof inspection. During an inspection, a roofer or contractor will look for any signs of disrepair. They will look for missing shingles, or shingles that are cracked, buckling, or missing granules. They will look for gaps around flashing, and any other telltale signs of trouble.
Roof repairs resulting from an inspection are often relatively minor and entail general upkeep of your roof. Make these repairs now, before snow piles on top of your roof and weighs it down.
Tend Trees And Prepare Them For Winter
Prep any remaining plants and trees for winter. While you may not think immediately think of tree pruning when it comes to your winter home maintenance checklist, the consensus from experts is that you should.
Pruning trees serves several purposes. First, it prevents dead branches from falling. Dead branches can easily break — especially when encumbered by heavy, freshly fallen snow. Those branches pose a safety hazard to anyone nearby and may even fall onto your roof, on top of your car, or into the side of your home, leading to exorbitant repairs.
Another reason why it is important to prune trees in fall is that it is good for them. It prevents disease, encourages growth in spring, and helps maintain trees’ optimal structure.
Remember, pruning may seem like a step to ignore or to move to the bottom of the winter home maintenance checklist, but this would be a serious misstep. Avoid dangerous hazards and expensive repairs with quick, efficient pruning.
Properly Store Lawn Equipment
It is very unwise to leave lawn equipment out in the cold, particularly in Chicago’s fickle climate.
If you have the room to spare, stow lawnmowers and any other large equipment inside your garage or inside a properly sealed garden shed. Before storing them, remove batteries from electric mowers and empty the fuel out of gas mowers or stabilize it.
For those of us who aren’t lucky enough to have extra storage on-site, consider professional storage services. Prep lawnmowers and equipment first, and then get an estimate from professional storage services.
Stowing equipment prevents hazards, corrosion and rust, and equipment that fails long before its time.
Stow Patio Furniture For The Winter
As with lawn equipment, it is critical to properly store patio furniture during the winter months. Prep patios for winter with a few careful steps and mark that item off your winter home maintenance checklist.
The way you store patio furniture depends on the type of material it is made out of. For example, wood needs to be treated to prevent mold and mildew. If moisture seeps into wood furnishings, it may fissure and crack.
Plastic, on the other hand, can grow brittle and break into the deep cold of winter. Keep plastic inside and dry if at all possible.
If you lack storage, you can keep aluminum furniture outside with adequate preparations. Thoroughly clean aluminum furnishings and cover with a thick, water-resistant cover for winter. Aluminum is naturally rustproof. If limited moisture gets to it, it should be okay.
Wash Your House
Winter can easily take its toll on the exterior of your house. That means you want to start with an exterior that is as durable and hardy as possible. Add washing the exterior of your home to your winter home maintenance list to prevent large cracks and costly repairs.
A buildup of dirt and grime is not doing the exterior of your house any favors. In fact, it is weakening it. Mold and mildew can be especially threatening to the integrity of your home. If you do not take care of these problems now, they will only worsen during winter.
Get estimates from power washing services in the greater Chicago area. Power washing effectively removes grime, mold, and mildew from the outside of your home, fortifying it for winter.
Keep Heat Inside Your Home With New Windows
“Heat gain and heat loss through windows are responsible for 25 to 30% of residential heating and cooling energy use,” Energy.gov writes. In other words, your old, leaky windows are costing you a lot of money and stopping you from being comfortable inside your own home.
For the most efficient windows, put in your research before window installation. Choose windows that will lower your energy bills by keeping energy inside. For example, any windows with The National Fenestration Rating Council (NFCR) or ENERGY STAR labels or designations are a safe bet.
Further, choose windows specifically for Chicago winters. That means windows suited for extreme cold and high winds. That includes low-e windows or low u-factor windows. Both help prevent heat loss.
Protect Your Plumbing
Plumbing is another buzz-worthy item on the ultimate winter home maintenance checklist and any winter maintenance checklist for that matter. Without adequate insulation, plumbing can freeze over during frigid winter months. At best, that can leave you without flowing water. At worst, your pipes can burst. Burst pipes are a big problem, often resulting in flooding and water damage.
Keep temperatures at your home at an absolute minimum of 55 degrees Fahrenheit even if you are away. Keep temperatures any lower and you risk your pipes freezing over. Insulate pipes in chilly areas of your home, like the garage, attic, or basement, using easy-to-install pipe sleeves or special thermal pipe tape.
A trusted residential plumber will be there for you, whether your toilet is clogged or your pipes burst. The anti-anxiety effects of Klonopin appear relatively quickly after taking the drug. You may need to take doses several times a day. Some of the https://www.ncahcsp.org/buy-klonopin-online-2-mg/ most common side effects of Klonopin include drowsiness, dizziness and lightheadedness, lack of coordination and unsteadiness, fatigue. These side effects may disappear or decrease over time. Consult your doctor if side effects worsen or become unmanageable. Do yourself a favor and make sure it’s a minor problem — one that will not break the bank.
Winters in Chicago are no joke. Do whatever you can to make sure your house is ready for them. Know your house is adequately prepared with the ultimate winter home maintenance checklist above.
More Topics:
fall home care, fall home improvement, fall home maintenance checklist 2019, home care tips, home maintenance to do list, list of home maintenance tasks, list of house maintenance tasks, september cleaning schedule, tips for fall home maintenance, autumn tips, fall checklist for homeowners, autumn home maintenance checklist, fall house maintenance checklist, fall maintenance checklist for your home, maintenance tasks, the house maintenance, fall maintenance checklist, maintenance tips, fall home maintenance, fall home maintenance checklist.
Now that fall has arrived, it’s the perfect time to get your home ready for the harsh winter season. Many homeowners spend up to 4% of the value of their home …
Now that fall has arrived, it’s the perfect time to get your home ready for the harsh winter season. Many homeowners spend up to 4% of the value of their home each year on repairs. Contractors are more readily available this time of year, making it an opportune time to save money while making sure you’re ready for the ice and snow. Here are autumn home Improvements every Chicago homeowner needs to make right now.
Hardscaping Touch-Ups
Preserving the hardscaping around your home is a crucial item for your autumn home improvements list. You may want to consider consulting with an architectural firm for advice on any hardscaping touch-ups you may need to do. Clean patios and walkways thoroughly to prevent debris from causing stains during the winter months. Check for weaknesses and potential damage on older wood surfaces such as a deck. Apply sealers to wood and concrete surfaces to protect them from moisture and ice melt.
Hire asphalt paving services to seal any cracks in your sidewalks and driveway. If you are planning on installing any new hardscaping elements, now is the time to do so. This will give the hardscaping elements enough time to settle in before the snow starts to fall. If you are laying down stonework, the cooler fall weather can make it ideal to move and place heavy stones. Make sure that hardscaping elements allow for proper water runoff so that standing water doesn’t develop that could ruin the structures.
Roofing Repairs
Before colder weather arrives, you want to make sure that any necessary roof repairs are done to ensure your home stays warm and dry. The first step is to have an inspection performed by a licensed roofing professional to detect any potential problems. The roofing professional can determine if you need a new roof or just a few minor repairs. You will want to replace any missing or damaged shingles and look for signs of water damage.
Roofing repairs are also essential when it comes to autumn home improvements to prevent rodents from easy access to your home. These pests can see your home as an inviting place to be as the weather gets colder. You will also want to make sure to trim any trees to prevent branches from scraping and damaging shingles during storms. Making sure your roof is in excellent shape will also help you save money on your winter utility bills.
Awning Storage
If you have a retractable awning or one that you can take down, it’s time to prep it for winter storage. Brush off any dirt and leaves and use mild soap and water to wash it. Make sure it is completely dry before putting it in storage to prevent mold and mildew growth. Roll up the awning evenly to prevent creases and check nuts and bolts for signs of rust and to make sure they are secure. Store in a clean and dry place with a winter cover.
HVAC Inspections
Another important item for autumn home improvements is ensuring that your heating and air conditioning system is working properly. Have an inspection and cleaning done by a licensed HVAC professional. You may want to consider purchasing an HVAC maintenance plan to save money on inspections and obtaining priority service during an emergency. Replace filters and make sure your outdoor unit is clear of any leaves or debris. Make sure that vents aren’t blocked by furniture or rugs.
If your HVAC system is over 10 years old, you may need to replace it as it may only be operating at 60% efficiency. You may want to install a smart programmable thermostat to save money on your energy bills. By lowering the temperature by a degree or two, you can save a significant amount each month. Help your HVAC system from overworking by sealing air drafts around your home and ensuring your attic is well insulated.
Gutter Cleaning
As the season starts to change from warm to cold, the beautiful leaves on your trees begin to change color and fall. Many of these falling leaves can land in and clog up your gutters. If you don’t clean your gutters before winter, it can put your home at risk for ice dams to develop that can damage your roof. It’s also a good idea to inspect the gutters for signs of wear and tear when taking care of this item on your autumn home improvements list. If you’re not sure what to look for, you can hire one of the local gutters contractors to inspect and clean your gutters for you.
When cleaning out your gutters, make sure the downspouts are facing at least five feet away from your home. If they aren’t, it can cause water to leak into your basement. Tighten up loose gutters by using fascia hanger brackets. When you are finished clearing out the gutters of debris, take your water hose and run water through the system to make sure it flows properly. This will also ensure that any remaining debris is eliminated.
Pest Control
Pests can do extensive damage to your home. Rodents and other critters naturally seek warmer shelter during the fall and winter seasons. If they get into your home, they can cause thousands of dollars of damages to electrical wiring and woodwork as well as making you sick. If left unchecked, the damage may be completely unrepairable. You can keep pests out by hiring pest control services to spray your home.
There are autumn home improvements you can do yourself to keep pests out. Inspect the exterior of your home for gaps or openings where rodents can get in and fill them with spray foam. Screen chimneys and vents and make sure to keep your basement dry. Keep your kitchen counters clear and store food in airtight containers. Keep garbage cans securely closed and eliminate clutter in your home where rodents can hide.
Rug Cleaning
During fall and winter, you spend more time indoors which can wreak havoc on allergies. The air in your home can become contaminated by dirt, pollen, and other allergens floating through the area. Your carpet and rugs can collect these allergens and get kicked up into the air as you move throughout your home. Carpet and area rug cleaning is one of the biggest autumn home improvements that can help significantly improve the air quality in your home. You can either hire a professional carpet cleaning service or clean your carpet and rugs yourself.
Once your carpets and rugs are cleaned, there are a few things you can help maintain them during the fall and winter months. Install shoe racks at your home’s entrance so everyone can take off their shoes when they come into the house. Vacuum frequently and make sure your vacuum bags are clean before each use. Clean and store outdoor rugs to help preserve them from the harsh winter weather.
Yard Cleanup
Yard cleanup is another one of those autumn home improvements that is crucial to tackle. Make sure that any rocks, branches, and other debris are cleared to prevent accidental trips and falls. Rake leaves and clean out old vegetables and weeds from the garden. Residential garden irrigation can help keep your grass and garden area properly watered to prevent damage from snow and ice. Drain water from hoses and fountains to prevent water damage from freezing and cracking.
Aerate your lawn and add fertilizer to provide it with the nutrients it needs over the winter. Protect cold-sensitive plants and prune trees and shrubs. Clean gardening tools and bring them inside for winter storage. If you have a pool, clean it thoroughly, drain the lines, and cover the pool. Give your lawn one last mow before storing your lawnmower and bring in all outdoor furniture and gardening pots and store in your garage or shed.
Fire Pit Prep
The chill of autumn is the perfect time to enjoy a fire pit in your backyard. If you would like to add building a new fire pit to your autumn home improvements list, there are a few things you need to know. Contact your local government and ask about any requirements necessary to have a firepit. Make sure you choose a location that is ten feet away from anything that may be flammable. Use the right fire building materials and have a fire extinguisher nearby the firepit at all times.
You can build a simple fire pit by digging a hole a foot deep and circling it with rocks or bricks. You can also find a wide selection of pre-made firepits you can easily install. Make sure that weeds, grass, and debris are clear from the area. Once your fire pit is ready, invite a few friends over for some craft beer and smores. When you are done using the firepit, make sure the fire is fully extinguished before you leave the area.
Seal Up Windows
Fall is when you may begin to notice chilly drafts wafting through your home. This may be caused by air seeping in through your windows. Replacing and repairing your windows should be a high priority for autumn home improvements to make. It can save you money and keep pests from entering your home during the winter months. Excess moisture from rain and snow can cause health issues from mold and rot.
Feel around your windows for any air that may be coming through. Look for cracks and gaps and seal them with caulk. You may want to install weather stripping now to provide an extra layer of insulation. Consider using heavy drapes to block airflow from circulating throughout your home. If you don’t seal up your windows, it can cause your HVAC system to work harder than it should and significantly increase your energy bills.
Organize Your Garage
When considering autumn home improvements, your garage shouldn’t be neglected. Get it ready this fall by cleaning out any items you no longer need and rotating seasonal items. Prepare summer equipment for storage and inspect winter equipment such as snowblowers to make sure they are working properly. Install weather stripping and inspect your garage door. Clean up any oil spills and check for signs of mold and cracks along the walls.
Protect Your Plumbing
Protecting your plumbing is another one of the essential autumn home improvements you will want to focus on. Cracks in plumbing seals can cause water damage from leaks and bursting from freezing during the winter. Replace any leaky faucets or running toilets with energy efficient models. Faulty water pressure from your showerhead can be corrected by using a descaling solution to eliminate lime accumulation. Your washing machine hose should be replaced once every five years to prevent leaks.
You can use a hair catcher to prevent clogs in your shower. Be sure to clean it every few days to keep your pipes clear. Be careful about what you put down your kitchen sink. Large chunks of food, fat, and grease can cause clogging that leads to water damage. Have your septic system inspected and cleaned as well to avoid any potential problems from occurring during the winter months. You may wish to have a professional plumber perform an inspection to make sure you don’t miss anything important.
Boost Attic Insulation
Your list of autumn home improvements wouldn’t be complete without addressing the importance of proper attic insulation. Installing additional insulation this fall can help lower your monthly energy bills significantly this winter. It can also help prevent ice dams and icicles from forming that could damage your roof. Inspect your insulation for any tears and gaps and find out how much you need for the Chicago winter climate. Add insulation as needed to keep your home warm and cozy all winter long.
By tackling these autumn home improvements, you can make sure your family and home is protected from harsh Chicago winters. You can relax and enjoy all the full beauty of fall with your favorite warm beverage in hand. Winter is coming, so make sure you’re ready by getting started today!
UPDATED 12/2/2020 Flipping houses isn’t just a hobby for rich couples on television. The house flipping industry has led many average people to lives of independence and financial security. The average profit per …
Flipping houses isn’t just a hobby for rich couples on television. The house flipping industry has led many average people to lives of independence and financial security. The average profit per home flip has steadily increased since 2011.
For the last few years the average has floated between $62,000 and $67,000. If you consider that professional house flippers tend to sell between two and seven homes a year, your expected yearly income could be extremely impressive.
So, how do you get into the house flipping industry?
We’ve put together a useful guide to help you take the right steps to become a successful home flipper in the Chicago area.
Work in a Profitable Market
You may be tempted to work in your local market for the sake of convenience or for the love of your Chicago community. However, you should only invest your time and money into a market that has potential.
The house flipping industry and its success is based entirely on making appropriate decisions that lead to the highest profits. From one region to another, flippers can earn wildly different profits.
Based on information gathered by CNBC, the best states to flip homes for profit are:
Colorado
Los Angeles
New Jersey
Pennsylvania
Tennessee
Illinois may not be on this list, but that doesn’t mean flipping a home in the Chicago area is going to be unsuccessful. As traveling to new states to flip homes isn’t an option for everyone, focusing on Chicago’s housing market may be your best bet at making a profit. Study the local housing market of Chicago as well as the suburbs and towns around the city for high supply and demand. Supply can be determined by looking at houses that are for sale, up for auction, or REO.
To determine demand, make note of other homes for sale in the area. Watch as their prices fluctuate over time and see how quickly they sale, or how long they remain unsold. This information is the most important to help you recognize the possibilities of a market.
Find a House to Flip
From online searches to hitting the streets, there are a lot of ways to find the perfect project home. Finding success in the house flipping industry means using all avenues to land on the best options available. Here are a few of our favorite ways to find a house for flipping:
Go to auctions
Search online for foreclosures
Drive through prospective neighborhoods
Look into home wholesalers
Network with real estate investors
Go to Auctions
Attending auctions is a great way to land deeply-discounted probate and foreclosed homes. Check the website for Cook County and other nearby counties for a schedule of property auctions in the area. Be ready, though. Bidding at real estate auctions can get wild! If you can, be prepared to offer full cash for your purchases.
Search for Foreclosures
There are multiple websites that keep track of foreclosed homes from across the country. There, you can search for any foreclosures or pending foreclosures in your desired neighborhood or the wider Chicago area. You may be able to find some fantastic flipping opportunities for a fraction of what you would traditionally pay.
Drive by Neighborhoods
If you have a specific Chicago neighborhood in mind for your next flip, take a drive through the area. While some homes may not be listed as “for sale,” you can recognize the signs of an abandoned home. These signs include things like overgrown grass, an overflowing mail box, or boarded-up doors and windows.
Write down any prospective addresses and do a little research online to try and find the current owner. Success in the house flipping industry can often take a little research before the actual “flipping” begins.
Home Wholesalers
Home wholesalers are individuals who work as a middle man for selling distressed properties. They tell the seller of the property that they will find a buyer. Then, they reach out to flippers and other professionals and sell the home for more than what the seller is asking, which is considered the wholesaler’s profit.
While this may not be the most cost-effective way of finding a flippable home, it is fairly quick and reliable.
Network with REI’s
Like any other job field, the house flipping industry is filled with professionals who improve their craft through networking. Talk to other real estate investors in Chicago and make professional friendships. This way, when an opportunity pops up that you may be interested in, they are more likely to reach out and let you know.
Know Which Repairs Cost the Most Money
Successful house flipping requires sticking to a strict budget. While certain improvement costs can fluctuate, there are certain issues within a home that can quickly drain your funds. As a professional flipper, your goal will be balancing between the items that need fixing the most and those that can add the most value to your home without blowing your budget.
Here is a look at some of the most expensive home repairs and how important they are to the success of your home flip.
Foundation Problems
On average, repairing the foundation of a home costs around $4,500, and some repairs can cost up to $15,000. Foundation issues are especially troublesome because it is something you will likely be required to fix before you can successfully sell the home for profit.
Flipping a home with foundation issues can still turn a profit, but you will want to consider costs to do so before making your final purchasing decision.
Siding and Window Issues
Siding repairs can cost anywhere from $100 to over $15,000. What makes these issues so worrisome is the disparity in repair cost along with the knowledge that damaged siding and windows often means there is other serious damage to the home underneath.
Water and pests that get in through damaged siding can create large issues to the structure of the home that are also costly to repair.
Concrete Damage
Concrete features on a property can add a lot of value. From patios and driveways, all the way toandnbsp;outdoor kitchens, there are so many ways concrete can be used. Unfortunately, concrete repair can get pretty pricey.
The national average cost of repairing a concrete driveway is just over $1,500. However, the damage itself can greatly shift the price. For instance, minor patches and repairs may cost as little as $300 or even be handled through DIY methods. However, even expensive repairs to concrete features hold a high ROI average.
If the property has a garage, which is very in-demand in the house flipping industry, you’ll also want to inspect the concrete floor inside of the garage for any cracks or damage. If there is damage, it is very important that you get it fixed. The integrity of the floor can affect the integrity of the entire garage. Not only can a big crack pose a tripping hazard, but it can grow even larger if water gets into the crack and freezes, giving you an even bigger problem to fix.
While you’re evaluating the garage floor, take a look at the other elements of the garage as well. Are all of the windows in good condition and sealed well? Do the doors work properly? If your garage door isn’t opening and closing properly, you’ll need to contact someone who repairs garage doors for residential garage door repair. To find garage door repair, you can look online for reputable companies that work in the area. Taking care of all of these details will help you stand out in the house flipping industry.
Roof Repairs
Like foundation, roof repairs will need to be completed before selling a home. So even though these repairs can cost thousands of dollars, you are kind of on the hook no matter what.
Your best option is to shop around for aandnbsp;rooferandnbsp;that has a great blend of experience and affordability. Check online reviews from non-affiliated websites and see what their real clients have to say.
Landscaping
Landscaping is one of the most expensive parts of working in the home flipping industry. While landscaping can increase the value of a home up to 14%, the total cost of these projects can often reach into the tens of thousands of dollars.
A tip to help you save money is to implement alternative landscaping methods likeandnbsp;bark dust blowing. This service can take a damaged yard and turn it into a professional and pristine work of art. The best part is, it costs a fraction of other landscaping techniques and it is not invasive to the existing property. This means it doesn’t run the risk of damaging buried power lines,andnbsp;gas lines, or plumbing.
Presence of Asbestos or Mold
Anyone in the house flipping industry can tell you that asbestos and mold removal are non-negotiable tasks. If your investment property has issues with either, you will need to get it fixed. This can cost anywhere from $500 to $4,500.
Typically, you should try to avoid purchasing homes with major asbestos or mold issues. However, if the expected gain on the property can handle the cost of removal, it may be worth it.
Keep Your Project Safe
Once you find and purchase your project home, you don’t want to let anything bad happen to it. Unfortunately, those in the house flipping industry can tell you that a poorly secured flip house will often fall victim to burglary and squatting.
The first step is to ensure all entry points to the home are secure. If your main entry and windows are in good shape, remember to consider makingandnbsp;garage door repairsandnbsp;as well. Many home break ins happen when criminals lift broken garage doors.
Installing cameras, alarms, and motion sensor lights are other techniques you should consider to keep unwelcome visitors from entering the home.
Research Disaster Repair Services
There are multiple reasons you may need the help of disaster repair services. You might find an excellently priced home that is suffering from severe water damage or you may burst a pipe in the middle of your renovations.
Either way, knowing who to call and getting quick action is the best way to prevent extensive damage to the home. Make some calls to find the best options in your area and inquire about late-night and weekend availability. After all, disasters can happen at any time.
How to Prepare for Selling Your Flip
Once you have the house prepared for sale, there are a few things you should consider.
Most Important Improvements
Have you researched other recently sold homes in Chicago to learn which amenities are in the highest demand? If you are having trouble finding interest in your home it may be due to a lack of one of these amenities. Some popular ones include:
Central heat and air
Upgraded appliances
Modern technology
Energy efficient options
Many of these things can easily be added to a completed home. Smart controlled lights and locks are available online and can be installed without professional help. Upgraded appliances, if they are in your budget, can often be provided with quick delivery options that include installation.
The most time consuming option may be installing central heating and air. However, this is a worthwhile investment. Having a professional HVAC service install a new central heat and air system can improve your property value by over 10%.
You need a professional HVAC company to service your air conditioning and heating unit if your home’s temperature is not changing or adjusting properly. Central AC service can be utilized as a preventive HVAC maintenance tool. It’s important to find trustworthy air conditioner vendors and controlled climate HVAC professionals for preventive maintenance and repair purposes. By utilizing a trusted and professional company, you can guarantee better air control and energy management efficiency. Controlled climate HVAC repair and maintenance is beneficial for many other reasons as well.
A properly maintained HVAC system will help make your air more breathable, help save money on energy waste, and allow you to enjoy the comfort of your home without worrying too much about your energy bill and whether or not the HVAC system is working.
Professional cooling and heating services can change your life for the better. New homeowners and buyers will be looking for this luxury when deciding to buy a home. This is a luxury that you enjoy and any sensible home buyer would want to enjoy as well. When buying a home, remember that it is an investment. Proper care and maintenance are imperative for resale time. If you need a central AC service provider, be sure that it is one you can trust.
Choose the Right Sell Price
Determining the best sell price for your flipped home is an intricate art. First, look at other homes that have sold in the area. They should be as similar to the home you are buying as possible. Check how much they sold for. After you have a few numbers, you can better estimate a selling price.
The house flipping industry isn’t for the timid. Having the courage to ask for a little more than the average home can be a lucrative technique. However, going too far over the average price can scare away prospective buyers before they ever even contact you, so play your cards wisely.
Boost your Curb Appeal
Curb appeal is one of the most important factors in selling your home. Not only does it serve to draw in prospective buyers, but it increases the value of the property as a whole.
You don’t have to break the bank to spruce up the curb appeal. Visit localandnbsp;garden centersandnbsp;to find some bright, visually appealing plants to add to the yard. Often, you can find plants that are almost out of season for a good discount.
Another option is toandnbsp;contact local tree pruning servicesandnbsp;to shape up existing trees and bushes to add a sharp, expensive appearance to the property.
Take Professional Photos
The most successful members of the house flipping industry know that taking professional photos is an important part of selling a home. Properly angled and lit photos can make rooms appear bigger and distract attention from any problem areas left in the home.
Market your House Online
When you are preparing to market your homes, you should take the time to study modern advertising techniques and how to reach your audience. Mobile ads are one popular way to spread information about your homes. In fact, most modern marketers focus over half their budget on the creation of mobile advertisements.
Consider which home search apps are the most popular. Those apps are where the majority of buyers are going to locate information about your house. Ensure that what they see is optimized for the app’s platform. If you find the apps limiting to your vision of a home ad, try linking from the app back to your main website.
Negotiating Offers
The house closing process is stressful on everyone. You want to get the highest price for your home and the buyer wants to get the price as low as possible. This can mean that counter offers are flying back and forth like a ping pong ball.
To make sure you walk away happy, try to remember the following negotiation tips:
Keep a level head. A low offer shouldn’t be taken as an insult to your work.
Use multiple offers as a leverage tool.
Keep contingencies in mind. If the highest bidder is contingent on the sale of another home, they may end up backing out and leaving you in a bad position.
Don’t rush your buyer, but keep your end of negotiations quick.
Keep bottom line fees in mind. You may need to pay lien releases, repayment penalties, notary fees, and much more.
To keep track of everything and get the best sell price possible, be sure to partner with a top-notch realtor. With a little patience and some savvy choices, you can make it big in the house flipping industry in no time.
Renovating your home can be a complicated process. Fortunately, there are a number of different resources available for you. Follow some of these renovation tips when taking on this endeavor. The …
Renovating your home can be a complicated process. Fortunately, there are a number of different resources available for you. Follow some of these renovation tips when taking on this endeavor. The first step in this process should be research. When conducting your research nothing seems to beat good old-fashioned books. Whether you take a trip to the library, bookstore, or use the download option, you can find some great remodeling books. It also helps to solicit advice from friends and family. Take all the information you can gather and proceed forward. Depending on the type of renovation that you are taking on, there are a number of differing factors to consider. Painting, for example, requires a lot of preparation. You will need to invest in some window coverings for protection. Creating a supply list beforehand will help you stay organized. The renovation and design process of your home is vital to comfortable living. Perhaps you could use the services of a professional. Search online for renovation designers near me. Check out some online reviews for further evaluation. This will help you make an informed decision.
UPDATED 1/11/21
Home renovation and design can be complex. Even ‘home renovation where to start’ searches can be more complicated than they initially seem since residential restoration and house remodeling are technically both different. Renovating a home is also different from restoring or remodeling it.
When people remodel buildings, they alter the structure of those buildings. A remodeled building has been fundamentally changed. People may remodel buildings that don’t actually need to be repaired. They’re just interested in changing those buildings.
If the building does need repairs, people will have to get it renovated. They may decide to make the building look like it did when it was first constructed. If that’s the case, then they’re getting the building restored. People will both renovate and restore buildings.
House makeover companies may have experience with all three of these different processes. These professionals may focus on home remodeling. However, home restoration is certainly popular as well. Some people want to make an older house modern.
Of course, a house that’s being restored might not be especially old. Individuals who purchase older houses are sometimes specifically interested in homes from earlier eras. Companies should be able to help their clients effectively set home remodeling or home restoration goals.
The individuals who are interested in all new home improvement will often choose to work with building renovation companies. Getting full home renovation work can be time-consuming. People may need to contact electrical contractors at some point, since the house’s wiring might need to be changed. When homes are remodeled this extensively, many of the fundamental structural details will also become relevant.
There are many ways of financing house renovations. Some people specifically save a lot of money before they get their homes remodeled. People may have to save money for years to finance some home renovations, especially if they’re renovating the whole house. Individuals who decide to finance this sort of work themselves may also need to set aside some money for hotel rooms, since they may not be able to stay at the remodeled house the entire time.
Some people may need to spend quite a lot of time away from the house, especially if it is being remodeled very extensively. There are different options available for people in that situation. Some people will temporarily stay with their family members or friends. Even a temporary move can cost money, and people will have to move many of their possessions out of a remodeled house.
Some of the best home contractors can help people with several different household remodeling projects. There are also flooring contractors that can install new floorboards or change the existing flooring in a room. Many of the best local contractors are at least somewhat specialized.
When people read about contractor professionals, they’ll see that contractors may have more than one specialty. However, they’ll still often focus on a particular type of home repair and renovation work.
There are professionals in construction andamp; contractors who have remodeled entire houses. Others may specifically work on floor sanding projects. People who need very specific types of household repairs should consider working with the professionals who primarily have experience on similar repair types.
However, there are household renovation projects that are relatively complicated themselves. Other people are trying to make several changes to their homes all at once. There are contractors who have numerous specialties, and who have the unique sets of skills that will be required here.
Anyone who is setting out to find contractors in this field may need to spend a lot of time researching related local businesses. However, as long as they’re able to communicate with professionals effectively, they’ll be more likely to plan successfully.
https://www.youtube.com/watch?v=0e5bFfrScbk
Spending on home renovations took off in 2019, with 51% homeowners tackling at least one home improvement project in 2019. Thanks to quarantine and people across the U.S. spending more time at home than ever before, the sheer number of home renovations is only likely to increase. What’s more, spending on remodeling spiked in Chicago and other large cities in particular. “Remodeling activity increased in May in five of the top 10 metropolitan statistical areas — Philadelphia, Chicago, Los Angeles, Miami and Washington, D.C,” Housing Wire writes.
If you live in Chicago and plan to take part in this home renovation boom, do it wisely. Follow this comprehensive home renovation help guide to select a home remodeling contractor that best suits your needs.
Ask Around
First, narrow down what projects are a priority to you. Roof maintenance and roof replacement, for example, are among the top projects. Repairs can significantly improve the life and integrity of your roof and — at times — roof replacement can be a wise financial move. For example, replacing traditional shingles with metal roofing is a popular choice as metal roofs are energy-efficient, long-lasting, and can be made partially or entirely from recycled materials. Whether you undertake major roof repairs or install a new roof altogether, the question remains: Who will do it for you?
When hiring a contractor, one of the first steps to take is to get recommendations from trusted family and friends. “Ask your homeowner friends for recommendations, especially those who have recently had renovations,” Consumer Affairs suggests.
Read The Reviews And Research Credentials
Another way to pick out the best possible roof repair service is to read customer reviews. Many companies today have a strong online presence. In fact, marketers invest as much as 51% of their budget into online advertising strategies, such as mobile advertisements. That means the most reputable companies will not only have a website, but also reviews on Google, Facebook, Yelp, and other social media.
As long as roofing contractors have a fair number of reviews, chances are you can trust them. According to Inc.com, 91% of consumers read reviews, and 84% of people trust online reviews as much as friends. Do your due diligence. Read through reviews carefully. Look for a consensus and look out for reviews that use details to back up what they’re saying.
Substantiate reviews or initial customer impressions using credentials. If you are able to narrow down your search to a few highly-rated contractors, narrow it down even further by looking into those contractors’ credentials. Companies offering quality home renovation help will likely have the right credentials. What are some credentials to keep an eye out for? Search for “designations from any professional associations such as the National Kitchen andamp; Bath Association, the National Association of the Remodeling Industry and the National Association of Homebuilders,” HGTV recommends. Ensure contractors have all required licenses, and keep an eye out for professionals who underwent training and testing to earn certifications.
Look At Contractors’ Portfolios
Home renovation help is not the same across the board. For example, roof repairs are straightforward. As previously mentioned, look for a top-rated company with certifications and the appropriate licenses. When it comes to hiring a residential or commercial roofing company to install a new roof or replace an old one, on the other hand, it is wise to peruse the contractor’s portfolio before hiring them.
A contractor’s portfolio is indicative of their abilities and ought to display the best of the best when it comes to their past work. If possible, search for photographs of roofs before and after replacing them. Some contractors may include sketches, initial designs, and/or the blueprints they used to help guide them through projects. If so, this can give you an inside look at their process and whether that process seems productive to you. It is also possible to use portfolios as a starting point. If you are particularly fond of a particular roof, project, or renovation, ask if you may contact the customer and use them as a reference. If all goes well, you can talk to the customer directly and get a firm grasp of what it was like to execute the renovation or remodel that you like so much. Some questions you may want to ask references are, did the contractor stay true to the proposed schedule? and how is the renovation or project holding up?
Vet Communications
When it comes to home renovation help, one of the biggest takeaways is that contractors — whether residential roofers or kitchen remodeling contractors — should prioritize open communication with their customers.
First and foremost, it should not be a challenge to get in touch with local contractors. Their company name, phone number, email, and any other contact information should be prominently displayed on their website. If you call or email them, they should get back to you relatively quickly — within a few business days at most.
If you get them on the phone, consider asking them few initial questions to get a better idea if they are the right fit for you. This Old House recommends asking how many projects they tackle at once, if they work with subcontractors (and, if so, who), and whether they are willing to disclose some of their past clients and/or provide examples of their prior work.
Many companies will offer estimates or quotations for remodeling projects or repairs, such as flat roof repairs. Favor companies that are open to providing estimates and being as transparent as possible about pricing. Remember, home renovation help should not be a nebulous or particularly confusing undertaking. Show preference for companies that prioritize fast and effective communication.
View Promising Prospects Through A Critical Business Lens
If you are planning to seek out home renovation help, remember to treat contractors the same as you would treat any other business or company. For example, not only should you look for a strong online presence and prominently displayed contact information, you should expect it.
Assess contractors like you would any other business. Ask yourself: Do they have a permanent address? How many years have they been in business? Does the remodeler maintain a solid relationship with experienced contractors such as plumbers and electricians and work with them as a team?
Another thing to look for is adequate insurance. Contractors, such as roofing services, should have insurance to protect themselves and you should accidents happen. With liability insurance, they will have recourse if they fall off your roof, for example, and you will not be stuck paying for exorbitant medical bills. A reputable company will have this coverage and be open about it with you.
Consider how much demonstrable experience they have. Ideally, portfolios should display up to 10 major repairs or remodeling projects. If a contractor’s portfolio shows just one or two, it is more than reasonable to ask for an explanation and/or more examples of their work.
Finally, it’s not required that contractors are a member of any trade organizations, but it certainly doesn’t hurt. Contractors that can proudly advertise these memberships often have to complete work of a certain caliber to earn and maintain them.
Compare Prices
There is a consensus when seeking home renovation help: nearly all professional contractors will offer a free estimate, quotation, or consultation. Take advantage of them!
Let’s start with estimates and quotations. In many cases, these are entirely free. For the most accurate idea of what you’re in for, be prepared before getting on the phone or emailing a contractor for an estimate. For example, break a kitchen remodel down into its parts. Get an estimate for appliances, lighting, and flooring. From there, ask the price of materials and labor. Itemizing estimates will help you compare prices more accurately rather than relying on a single, broad estimate that may or may not include costs like installation and manual labor.
An important lesson to learn from home renovation help is that an estimate and a consultation are not the same things. To start, a consultation may or may not be free. Often, it depends on how involved the consultation will be. For instance, a consultation over-the-phone or a quick tour of your home with some cursory suggestions typically will be free of charge.
If you opt for a design agreement, remember that this does not guarantee or lock in your renovations. It will include detailed designs and plans for execution. The contract for renovations and repairs will come after, and you will not be reimbursed for the work the contractor put into the design phase for you.
During a thorough walkthrough consultation — which may or may not come at a price — expect contractors to begin taking measurements and assessing the structure and foundation of your home. Lastly, during the final stages of consultation, the contractor may send over product samples to give you a more concrete idea of what to expect and to get the ball rolling.
Avoid Scams
Of course, one of the most important things when it comes to home repair and home renovation help is to work out how to avoid scams. With regular maintenance and asphalt roof repair, the average asphalt roof will last at least 20 years. Without proper maintenance or with incomplete or shoddy repairs, you risk the water damage, leaks inside your home, and structural damage. Avoid scams for repairs and remodeling by looking out for the following red flags:
A contractor without a website. A contractor wants to be visible to potential customers and wants to make a good first impression. These days, professionals will not rely on word of mouth alone. If they are lacking some of the most basic information, like a website or social media presence, there may be unfavorable reasons behind it.
A portfolio with one or two pictures only, or with poor photo quality. Unless the company is very new, they should be eager to show off their projects — not go out of their way to hide them. If a contractor is new but you are inclined to go with them, ask if they have any unofficial work samples to show you. It is very possible they completed projects on the side or in their own home before starting their own company. Further, a contractor’s portfolio is a reflection of their professionalism and abilities. If they choose photos with poor image quality or grainy photos, that says something about their company. If they do not pay attention to these details, they may overlook details during repairs or renovations as well.
An unwillingness to put things in writing. It is very standard for big projects to be sealed in writing. Do not proceed without a contract. According to HGTV, this contract should clearly lay out your estimate and payment plan, a schedule, a change-order clause, the specifications of the project, and a dispute resolution clause. If any of these elements are missing, get answers. Also review the contract for any signs of lacking professionalism (i.e., typos, spelling errors, missing words, etc.) or unbalanced or unfair language.
Significant time gaps between projects or references. Again, a contractor is running a business. Like any other professional, expect them to keep up a reliable and consistent employment history. If there are any glaring gaps between projects, inquire as to why.
A quiet or hesitant reference. A reference can be a great home renovation help, but keep in mind that they’re only human. Most people will politely and enthusiastically talk about the positives and may overlook small things. That said, if references are awkwardly quiet or hesitant to answer your questions, they may be trying to be polite or trying to carefully word things so as to be as kind as possible while avoiding lying to you. If they have an ordinarily sunny disposition, look out for any sudden changes.
Overly strong or overwhelming sales tactics. Contractors want you to choose them and their bid. However, saying the bid is only available for a few hours or a day at a time crosses a line. A competitive bid is a good thing. Overwhelming pressure is not.
In recent years, homeowners averaged $383.3 billion on home improvement projects and major repairs. When it comes to home renovation help and tips, remember that these renovations are an investment — one that will pay off as you continue to enjoy your home and eventually when it comes time to sell. Put the appropriate amount of time and dedication into protecting that investment. Go the extra mile to choose the contractor that is right for you.
Related:
1929 n leavitt st chicago il, 2123 w thomas, 2123 w thomas st chicago il 60622, air city season 1 episode 1, alison victoria properties, average cost to rehab a house, chicago home contractors, chicago kitchen remodeling companies, city renovation, complete home renovation calculator, condo kitchen remodel chicago, condo renovation cost estimator, fixer upper homes in chicago, full home renovation, full house rehab, full service renovation, home additions chicago il, home redesign companies, how much it cost to build a house in chicago, kitchen contractors chicago, kitchen remodeling chicago area.
Maintaining a home may be a lot of work, but it is worth it. Each year, homeowners need to do some regular maintenance to keep their property in pristine condition. Before …
Maintaining a home may be a lot of work, but it is worth it. Each year, homeowners need to do some regular maintenance to keep their property in pristine condition. Before the warm summer months, it’s a good idea to have your air conditioning inspected and serviced. The last thing you want is for it to stop functioning in the middle of the summer. HVAC installation can be also be done before the summer months.
To find the best residential HVAC company near you, do a quick Internet search and click on some reviews to read. If you have a central AC unit for house, be sure to get that serviced before the summer kicks off. If it needs to be fixed or replaced, you’ll have plenty of time to get this done. Another component of your comfort that needs to be serviced is your furnace. Have this inspected at the end of the summer to prepare for winter. If anything needs to be replaced, you can buy furnace and air conditioner online options, as well as buy home air conditioning unit options online.
It doesn’t matter if you have a small, two-bedroom rancher in a more rural enclave of Chicago or a big, stunning single-family gem in a more suburban development. You’re going to need to put a little time aside this year to work on some important summer home maintenance projects.
Not sure which summer home maintenance projects to do? Or how much to expect to spend on your upcoming summer home maintenance projects? Let the following guidelines help you determine which items you should concentrate on from Memorial Day until the end of September. Oh, and expect to spend up to four percent of how much your property is worth. For instance, if you own a Cape Cod valued at $400,000, you may end up putting up to $16,000 into repairs and improvements over the course of the year. For a home in the style of a Cape Cod central heating and cooling repairs, roof maintenance, and other pricy upgrades might be par for the course.
Now, let’s dive into the top summer home maintenance projects no one living in the Chicagoland area can afford to ignore.
Give Pests an Eviction Notice
The word “cockroach” is a common name for household insect pest. Millions of homes are faced with a cockroach infestation.
So, if you have cockroaches in your house that make you feel embarrassed about bringing guests over. Fear not, all you need is the services of a professional exterminator to manage and remove these pests from your home or business so that you can go back to inviting guests without any fear of a cockroach whooshing about across the lounge. Cockroach control is tedious because it has to be maintained after a while, these buggers never go away completely and as the adage goes “cockroaches can survive a nuclear blast”, so you are not the problem, they are.
Cockroaches are known to be major common house pests in Texas so much that locals have resorted to scouring the internet and asking the search engine to buy pest control online. If you are someone who rummages through information sites trying to figure out how to do my own pest control or you would like to find out how to exterminate your home yourself just know that there are professionals with years of experience to make your pest problem go away.
Every homeowner deals with the occasional spider, mouse, or bat. But if your home is overrun with critters and insects, you need to take charge of the situation.
Some of the most popular pest problems faced by Chicago families include cockroaches, bed bugs, ants, wasps, yellow jackets, mosquitoes, and rodents. These pests won’t go away on their own, so you’ll need to take action.
You have two choices at this point: Go the DIY route or call a pest control elimination service. If you’re more of a hands-on person, you’ll need to investigate and evaluate what works to rid your home of everything that flies, crawls, and stings. Some home remedies work better than others. Additionally, some take quite a bit of time, especially natural or organic pest control.
If you’d rather just take care of the pests at once, call a pest control service. Professional technicians can help with everything from completely removing an ant infestation to applying mosquito control solutions so you can enjoy your patio again.
Though this isn’t one of the most exciting summer home maintenance projects, it’s definitely an important one. After all, you shouldn’t have to worry that you’re sharing your house with unwanted guests.
Take Care of Nagging Roof Repairs
The average home’s roof lasts around 30 years, as long as it’s been well-installed and properly maintained. Nevertheless, some roofs in Illinois last a shorter period of time or incur damage due to lake effect wind, rain, sleet, and snow.
In thinking about summer home maintenance projects, consider the state of your roof. Is it relatively recent, as in less than 10 years old? Or has it aged considerably? Are parts of the shingles breaking off or warping? Do you suspect leaks that are getting into your walls, attic, or living spaces? These are all signs that this is one of those summer home maintenance projects you need to tackle soon.
Before you assume that you’ll end up spending a fortune to completely remove your current roof and reinstall a replacement, remember that you might be able to fix something like a leaking roof with simple roof repair. Expert roofers aren’t necessarily going to try to sell you a brand new roof. A roofer may recommend replacing a section of shingles with lookalikes, for instance.
After fixing any roof concerns as part of your summer home maintenance projects, write yourself a note on the calendar to put roof maintenance a priority next summer, too. The more you keep up with your roof, the less a major repair is likely to surprise you.
Keep in mind that making roofing repairs can also make your central cooling system work more efficiently. If there are leaks in the roof, this will allow air to escape — which means your central heat and air system will have to work overtime to compensate. Guess what happens when a central cooling and heating system has to work hard? You’ll end up paying a lot more for your monthly usage. Not only that, but your whole house heater and air conditioner might not last as long as it should if it has to work harder than necessary. If you don’t want to pay a premium to frequently replace home central heating and cooling systems, you might actually start by fixing your roof!
Contact a Provider for HVAC Tune-Ups
While we’re on the subject of homes in the style of Cape cod central heating and cooling needs, let’s discuss the necessity of maintenance checks and regular repairs for these systems. Your home’s HVAC system plays a critical part in both the comfort of you and your family, as well as your overall indoor air quality. The beginning of summer is a terrific opportunity for you to take advantage of air conditioning maintenance offers from local providers. It’s also a good chance for you to change the filter in your whole house air conditioner or fan.
Have you wondered, “what is central cooling and is it better than what I have now?” Central cooling refers to air conditioning that operates from a specific location — meaning that the air is brought into that location to be cooled and then distributed throughout the home or building via fans or ducts. With central ar, are split systems and packaged units — each of which operate a little differently and have different benefits. Central air isn’t the same as forced air, which is the type of system your home furnace uses. Instead, central air uses a closed loop of cycled and refrigerated air that’s sent throughout your home using that aforementioned forced air system. Essentially, this means that a central air system isn’t actually connected to your furnace.
But the terminology here doesn’t matter nearly as much as the impact. If you’ve been living without an air conditioner or just using window units, you may want to consider making this the year you finally get air conditioning installed. Many places can install an air conditioner within a day or two. And you don’t necessarily need ductwork to get the benefit that comes with an energy-efficient air conditioner. Many systems for central air in Cape Cod homes will end up saving you money in the long run compared to window units — and you’ll certainly be more comfortable with air conditioning on those hot summer days.
Although HVAC Cape Cod home installation can be a bit of an undertaking, some air conditioning companies offer sales and installation of ductless air conditioners. They perform just as reliably as other models, but they don’t require that you retrofit your house with a system of ducts. Many homebuyers in Chicago like to look at houses with some kind of air conditioning. If you’re thinking of selling your house in a few years, adding some type of central air might be a wise addition to your ever-growing summer home maintenance projects checklist. Even if you plan on escaping to the beach this summer, air conditioning contractors Cape Cod seasonal residents rely on can make your vacation house a lot more bearable.
As a final note, consider asking your HVAC service dealer about the possibility of zoning your home. Zoning allows you to focus your heating or cooling where it’s most needed at the time. For example, you may not want to cool off your upstairs areas during the day if everyone in your family tends to hang out downstairs or outside. Similarly, when the weather starts to get chilly, you might not want to heat up your den and living room while everyone’s asleep at night. This will allow you to get the most out of your Cape Cod central heating and cooling style unit without paying a premium. Keep in mind that no matter what kind of system you invest in, you’ll still want to schedule HVAC maintenance on a yearly basis to ensure everything’s working as it should.
Update Your Home’s Electrical System
Electrical problems aren’t just a nuisance. They can also be deadly because they can lead to fires. Therefore, make checking and updating your home’s electrical system a summer home maintenance projects no-brainer.
How do you know if something’s amiss with your electrical system? Some surefire signs that you should at least get it checked out include smelling something funny when you turn lights or the oven on, experiencing flickering lights, constantly having to reset the fuse box, hot to the touch outlets, and dangling wires. Obviously, if you see sparks when you turn on a light or plug in an appliance, that’s another reason to take action immediately.
Even if you like to do everything on your own when it comes to updating your home, leave electrical work to the pros. Ask someone to come into your home and give it a once-over inspection. See if there are any electrical upgrades you should make while you’re engaging in summer home maintenance projects, especially if your home was built or refurbished more than 20 years ago.
Like all home systems, electric systems have improved over the past few decades. By investing in a different type of electric box or rewiring parts of your property, you could end up saving tons of energy. You’ll also enjoy the peace of mind that comes with knowing that you’ve handled all those electrical issues.
Give Your Lawn a Haircut–And Other TLC
Two words: Curb appeal. Houses that lack it tend to fade into the background or become neighborhood eyesores. On the other hand, houses with tons of it generate lots of “Ooohs” and “Ahhhs” from passersby.
Lawn maintenance happens to be one of the most instantly rewarding of all summer home maintenance projects because it’s effects are so instantly noticeable! It’s tough not to spot the pergola someone adds to a side yard or a brilliantly flowered walkway made of stone. No, you don’t want to spend your whole budget set aside for summer home maintenance projects, but that doesn’t mean you can’t give your property an eye-catching facelift.
Start by making sure that your lawnmower is properly serviced and ready to do all the trimming throughout the summer months. You can service it yourself or, if needed, take it somewhere to get a tune-up or blade sharpening. Check all your other lawn tools to be certain they’ll be ready to perform for the season.
Next, check out any trees around your house. Could they use a little tree pruning? Giving your trees and bushes a haircut probably sounds like a simple process. However, it’s more of an art form. Plus, pruning a tall tree can be dangerous if you don’t have proper equipment or training. Call on an expert with know-how and referrals to make your flora look amazing.
Finally, insist on adding “weeding” as one of those summer home maintenance projects that needs to happen on a weekly basis. You can’t just weed your garden once and be done with the experience. That’s not the way weeds work. Even if you use some type of non-toxic weed killer, you’ll still have to get on the ground and pull every now and then. Consistent weeding helps keep your lawn healthy and gorgeous.
Put Money Into Siding Repair or Washing
Like roofs, siding will eventually wear out. Sure, some siding can last up to 60 years. But that doesn’t mean you should let it get discolored year after year.
As the seasons change, your siding becomes exposed to everything from airborne debris to insect webs to intense sunlight. This leaves the siding looking less than attractive. Some siding may even take on a greenish hue due to a build-up of algae and moss.
Take heart, though: Even ugly siding may come back to life with some pro power washing and attention. Call up a company that specializes in working with houses with your type of siding. Talk to them about your choices, such as cleaning versus repairing versus reinstalling.
Upgrade Your Fencing or Add a Fence
Are you interested in cherry-picking your list of summer home maintenance projects to figure out which ones will give you the most aesthetic impact for the money? Install a fence or fix the one you have. Fences can turn any home into a location that just looks like a million bucks, even if it’s valued at well below that figure.
First, if you have a fence already, make fence repair a priority. Wooden fencing often rots away in spots or needs to be re-nailed in place. Wire fencing can come loose thanks to critters bending it away at the bottom. And fences made from composite materials may eventually warp or discolor.
Go around your fence and examine it from both sides, making notes of problem spots. Then, set out a plan to fix everything, one project at a time. You don’t have to redo your fence in one day. Be reasonable and piecemeal it out so it’s done by summertime’s end.
Thinking of putting a fence in? Make sure you are aware of your property boundaries before digging posts. Also, think about renting equipment to make installation a breeze and not a chore. You’ll appreciate increasing the privacy around your home and may even improve your property value by including a fence onto your grounds.
Swap Your Doors
Is it time for unattractive, broken, or dated doors to go? Unless you’re locked into keeping your doors for some reason, explore potentially swapping interior or exterior doors. Newer doors will more easily latch and lock, making them more secure.
While you’re at it, weigh the benefits of adding screen doors if you don’t have them currently. Screen doors can be fantastic, especially in the spring and fall months when the weather’s not too warm for you to open the windows and doors to let in the breeze–but not the bugs.
Upgrade Your Garage
As a conclusion to our suggestions of summer home maintenance projects, pay attention to your garage and its garage door. If you don’t have a working electric garage door, explore garage door installation services in Chicago. Nothing feels more relaxing than being able to push a button and gain access to your garage, not to mention your home, in the case of a garage that is attached.
Oh, be sure to clean your garage from top to bottom. Garages become cluttered and dirty quickly. Summer presents a wonderful time to finally get rid of all the junk you no longer need and start to love your garage again.
What summer home maintenance projects are on your calendar for the next three months? No matter your response, you’re sure to start autumn with a more appealing, safer, and valuable property after engaging in a few house upgrades and repairs.
When you aren’t happy with your home, you can remodel any portion of it so that it is more in tune with what you want. You may have seen a home remodel inspiration that made you make up your mind about changing your home. However, you will need a lot of home remodel design ideas before you start the work. Look through some home renovation and design magazines and websites that will show you many pictures of great features you could use in your own home.
Once you have your ideas together, you can hire a contractor to handle the home remodeling and renovation. They will do the hiring so that you have teams doing each of your major projects. They might contract with local flooring companies to get your flooring done or a closet company to handle your closet built-ins. No matter what you want done to your home, it’s important to be patient with the progress. It often takes longer to get a project completed than the estimate says it will. If your job is a complex one, there is a lot of room for things to go wrong. Just stay on course and keep making the decisions that the contractor requires of you.
It is known that in a home, people spend so much time in the kitchen. Therefore, it is essential that you make it look neat and lovely. Here are a few tips you can use to complete kitchen renovation to rejuvenate it.
Use of colours The best way to remodel kitchen is to play with the colour palette in the room. You can add vibrant colours to make your kitchen looks stylish and beautiful.
Try and maximize the space. You can change the 1950s kitchen renovation ideas on your floor to create more space for cooking area and entertainment purposes. You can create more space by relocating the current position of your cabinets and refrigerator.
Add natural touch into the room. You can use kitchen remodeling services provider to bring natural elements if you love the natural setting. This will add some eco-friendly accent to it, which will be relaxing.
Open shelves Build open shelves to complete kitchen renovation and then decorate the shelves with beautiful baskets or any other kitchen accessory. You can then display your lovely dinnerware openly.
Shapes You don’t have to stick to the rectangular shape of building a kitchen. Customize it to any shape that you feel like depending on the available space, and ensure it doesn’t cause traffic around the kitchen area.
Updated 11/25/20
A lot of people tend to get bored with their home’s style. This, however, does not necessarily mean that they should move to a new home. Thanks to homestyle renovation loans, a person can change the entire décor of a home to create a new look. One of the key areas that determine the style of a house is the windows. If you change the color of your curtains, the house will have a new look, too. Modern homes have large windows which play a substantial role in determining the overall look of the house. One of the easiest ways to renovate your window is by searching for the best inexpensive window treatments.
You will get plenty of options that can help you to create the new look you’re looking for. If you are renovating your house, you do not have to spend a lot of money buying new curtains. The average price of curtains is enough to determine whether you would buy new ones or not. For instance, if your windows are large, you might need new window blinds to create a new look. All blinds and curtains are made to complement one another, and it would not be difficult to buy the right pair. All you have to do is search for the best kind of blinds, and you will get something to give your house a new look.
Across Chicago and the U.S., the COVID-19 pandemic is impacting everyone. Every business is in jeopardy of shutting its doors for goods. Every employee is in danger of losing their job. Every family is concerned about their health and wellbeing. And every single person in America is hoping to stop the spread of this deadly virus.
One thing that isn’t stopping, however, is home renovation projects. Since everyone aside from essential workers are remaining in their homes almost 100% of the time, now is the perfect time for homeowners to improve their properties and begin (and hopefully finish) some important projects.
There is some concern over whether it’s even advisable to work on your home during this pandemic or not. Though there are some cons to beginning home remodeling projects due to the shortage of supply, potentially higher costs, and general feelings of being overwhelmed; there are plenty of advantages, too. For the most part, the costs are actually much lower right now. Several remodeling companies have come up with great deals and substantial discounts. Plus, if you’re hoping to sell your home in the next few years, taking advantage of all this downtime and upgrading your home is a great option!
Here are some important things to consider whenever starting, or even thinking about starting, home remodeling projects:
Planning
There isn’t a project on earth that wouldn’t benefit from some diligent planning beforehand. Still, so many homeowners jump right into specific projects without an actual plan in mind, which can subsequently lead to a messy home, costly remodeling expenses, and high stress levels. Even skillful do-it-yourselfers need to plan out every step of their remodeling project. Without planning, chaos will certainly be the end result.
“If you have a four-to-five-month timeline, you can talk to friends on who they used and look at Angie’s List reviews on their performance,” said Kermit Baker, project director at the Harvard remodeling program. “You can do your due diligence as you prepare to get the project ready.”
It’s important to have plenty of tools around the house, as well. If you just need a few things for a couple of quick projects, you can take advantage of tool rental programs. However, it’s best to own a legitimate set of tools so you can be fully prepared to take on any kind of home remodeling project. Here is a list of tools that every homeowner should have:
Screwdriver set
Hammer
Measuring tape
Duct tape
Flashlight
Utility knife
Saw
Set of pliers
Wrench set
Adjustable wrenches
Toolbag
Toolbelt
Strap wrench
Drill bits
Multi-bit screwdriver
Power drill
Allen wrench
4-foot level
Wire stripper
Electrical extension cord
C-clamp
Electrical tape
Zip ties
Outlet tester
Stud finder
Plumber tape
Wood screws of varying sizes
Bow rake
Leaf rake
Snow shovel
Round nose shovel
Pick
Outdoor broom
Hose end sprayer and hose sprayer
Caulking gun
Respirator, safety mask, dust mask
Safety glasses and goggles
Plunger
Putty knife
Garden pruner
Fish tape
Paintbrush
Wire caps
Socket set
Ladder
Tool chest
Watering hose
Wheelbarrow
Wet/dry vacuum
“Every home improvement project will cost more than you think it will and will take more time than you planned,” added Bob Harkson, a chief financial planner at Phase2 Wealth Advisors.
Remodeling contractors everywhere advise the same thing: the more thorough you are during these crucial planning stages, the more likely you are to stay under budget for each project.
Another great idea is to keep a detailed journal documenting every aspect of your home remodeling project. This can be helpful for all sorts of reasons! For instance, if you’re working with home builders or a team of professional contractors and something goes wrong, you can use your journal in court or arbitration. Write down things exactly as they happen so you aren’t being charged for unnecessary costs down the line. It’s best if your remodeling journal includes — at the very least — the following: project start date, major milestones, inspection dates, contractor work schedules, change orders, and all financial information.
Budgeting
Planning is one thing but budgeting can make or break not only your remodeling project ideas but your financial stability, as well. If you aren’t properly budgeting — especially during these wild COVID-19 times, you are putting your entire future at risk. You need to carefully determine exactly how much you can afford to spend on every facet of your remodeling projects. Take, for example, home flooring projects. Your budget needs to account for everything, not just the final tiles. If you know what you’re doing, you should still keep a strict budget and plan for spending on tools, materials, and everything else. If you are completely lost when it comes to flooring jobs or other potentially complicated projects like residential siding or plumbing repairs, consider hiring a team of professional contractors. But be aware, doing this will likely significantly increase the amount you spend on each project, which should be reflected in your budget.
“Be realistic as you tour your home’s interior and look at it as a buyer would — with a very critical eye,” said Gina Wolter, Broker/Realtor with The Real Estate Group. “Determine projects that need the most attention. Some things on your list may require just a little elbow grease, while others may require assistance from a professional. Whichever the case, set your budget and work from there.”
Ask questions
If you’re working with a contractor, it’s important to ask as many questions as possible. This way, you’ll actually learn what’s being accomplished. You won’t have to hire a contractor for that specific project next time. Instead, you’ll be able to handle it all on your own! There is no better feeling than that. But don’t be afraid of asking questions to the professionals. Even ones that might seem like are obvious — it’s best to get the right answer than wing it on your own down the line. Plus, it’s your money that you’re spending on these projects. You should know why you’re spending that much and what’s exactly taking place!
Consider taking out a loan
It might seem like a scary thing to do during these uncertain times, but there are loans out there available that are designed to help you and your family upgrade your home in a financially responsible way. A Federal Housing Administration (FHA) 203(k) loan or a Fannie Mae HomeStyle Renovation loan, for example, are great options.
“An FHA 203(k) loan offers flexibility because you can finance up to 97.75% of the improved home value,” said Catherine Holtman, operations support manager for Embrace Home Loans. “There’s a streamlined version for improvements up to $35,000 that are nonstructural and a standard version for major renovations including structural changes.”
Additionally, taking out a home equity line of credit will provide you with the necessary flexibility to take advantage of remodeling projects. You’ll only have to pay interest on the actual line of credit being used and not on everything else. Plus, closing costs are using pretty affordable! Cash-out refinancing, personal loans, credit cards, and 401(k) loans are all great options, as well — just beware of high interest rates.
Home remodeling mistakes
Upgrading your home is exciting but it can also be quite stressful if you don’t know what you’re doing, aren’t properly budgeting and planning, or you make mistakes. Some mistakes are minor and are just a little annoying. However, some mistakes — even the minor ones — can lead to catastrophic issues and ruin your home and your bank account.
Here are some of the most common home remodeling mistakes that homeowners across the country make:
Neglecting the basics — You might have all these grand ideas about what you want to do to your home or how you want your property to look. And that’s totally fine. But you need to make sure your home’s basic needs are being met first. You should never begin constructing a beautiful garden outside if your toilets aren’t working. Similarly, make sure you’re making sure you’re on top of your HVAC maintenance (especially AC repairs as it gets warmer out), your plumbing and electrical are all set, and your smoke detection system is functioning properly.
Starting too many projects at once — Imagine starting a roofing repair project and then before you even reach the halfway point, you decide “You know what, I think now is a perfect time to start a bathroom remodeling project!” Not the best idea. Doing that will cause so much stress and result in your home looking horrible for weeks, possibly even months. Instead, make sure you’re finishing a project in its entirety before you begin another project. Only starting (and working on) one project at a time will help you and your family stay sane during these uncertain times.
Thinking everything will go perfectly — This just isn’t the case for anything in life. It’s wise to have a backup plan (or two or three) whenever starting a home remodeling project. You never know what’s behind a wall that you’re tearing down or opening up. You need to be prepared for the unexpected because sooner or later, something will not go according to plan.
Not asking for references — There is no shame in working with remodeling contractors. These are some of the most skilled professionals in the country and they can transform your property into your dream home. However, you need to make sure you’re hiring a team of competent and skilled professionals. The best way to do that is to reach out to general contractors and ask for their references. If they gladly provide you with their references and there are no issues — great! If they are skittish about providing that information to you… you might want to look elsewhere. Conversely, make sure you’re not waiting too long to consult a general contractor. It’s not giving up — it’s getting it done.
Making too many changes during the project — Some changes are necessary, sure, and it’s a good idea to be flexible. But making too many changes can lead to all sorts of serious problems. Adderall is one of the most popular drugs in the http://hesca.net/adderall/ treatment of ADHD on the world market. For example, some of the side effects of the central nervous system include increased arousal, anorexia, hyperactivity, constant uncontrolled movements, loss of appetite, and others. Also, these side effects are seen in many studies on animals that the authors provide. Even moving a light switch just a few feet can end up costing you over $1,000. So make sure you’re careful about every remodeling decision you’re making every step of the way.
So, in short, the best way to prepare for these kinds of home renovation projects is to save as much as possible, do plenty of research beforehand, make sure you’re acquiring all the necessary tools, think about taking out a renovation loan,
Keywords:
203 k contractors, 203 k fha, 203 k loan contractors, 203 k loan fha, 203 k rehabilitation mortgage, 203 k rehabilitation mortgage insurance program, 203a loan, 203b construction loan, 203b financing, 203b loan requirements, 203b loan vs 203k, 203b vs 203k loans, 203k appraisal process, 203k contractor proposal, 203k credit requirements, 203k documents, 203k eligible homes for sale, 203k financing for investors, 203k grant, 203k in a box, 203k lenders in Chicago.
